This is what I'm thinking: Create an app that allows people to put in their monthly net income, fill in the categories as outlined in my SMB each month, then track everything else they spend. Notifications when they are overspending in a certain area. Ability to read my blog from the app. Kind of like a totally simplified Mint app but specific to the SMB and my site.

I realize this kind of thing would take ages (and some refreshing on programming for me!), but it might be a good rollout for my first blogiversary in February. What do you guys think? Would people use something like this, or would it be a huge waste of time and effort?