If commenters are talking about 3-6 months of living expenses, they're responding to one of the questions that you asked at the end of the post:

Do you think $1000 is enough until debt is paid off?

What were you hoping that they would have responded to?  If it was something else, then ask that question instead.

I was referring specifically to the Dave Ramsey formula. More or less everybody is in agreement with 3-6 months long term, but Ramsey recommends keeping a grand for emergencies while concentrating on debt and THEN fully funding it. That was the concept I was writing about and trying to convey that I thought it wasn't sufficient.

Whether that step 1 emergency fund simply should be increased, or the entire plan thrown out and fully fund the EF before worrying about debt is an idea for another post!

Do you think $1000 is enough until debt is paid off?

What were you hoping that they would have responded to?  If it was something else, then ask that question instead.

Based on the comments, I don't think my point got through. Not that they are disagreeing with me, but that they are commenting on something else entirely. Out of 13 commenters, 6 talked about things like 3-6 months worth of expenses.

Did I not do a good enough job explaining myself? Or do you think people are responding more to title instead of my point?