Get Promotion from your Blog - I'm looking for Someone who Doesn't Combine Finances with their Significant Other | Bloggers Lair | Yakezie Forums

I'm currently writing a post on combining finances.

I'm looking for someone who is married or living with their significant other, who has choosen not to combine finances. If you qualify, I would love to have you write a few paragraphs that would be included in my post (attributed to you of course) on the reasons you choose not to combine, how your system works, and the pros and cons of not combining.

Since I have no expereince with this, would love some outside help.

If you're interested, just email me at rjw@genywealth.com

Thanks.

@Kevin – Yes. That's what I meant, sorry for the confusion. I sent you an email with some of the specifics. Would love to have you write a portion of the post. 

RJWeiss said:

@ The Saved Quarter and Suba - Thanks for sharing. Kevin is writing a portion of the post today to make the case for separate finances. However, both of you did such a good job of explaining your systems that if you don't mind I want to include your replies in the post. 

 

As a matter of fact, if anyone else wants to explain their system to couples finances in a paragraph or two, I would love to include it in the post. Doesn't matter if you combine or separate finances. 

 

I was going to have the post go live tomorrow, 11/17, so I would need replies in a few by noon central time today. Since this afternoon is the only time I have to work on this post. 

 

Thanks!

My husband and I combine all of our money together and then pay our bills and sub-goals out of that mix.  Our checks are deposited into our brick and mortar bank.  Large chunks of those are automatically pulled into our ING checking account from there.  Our mortgage is paid with the leftovers in the physical bank and all our other bills are paid out of our ING checking. 

On the 15th of every month, we take the big chunk of extra cash left in ING checking and dole it out into our ING Savings sub-accounts – emergency fund, tax account, investment account, auto and home account, vacation fund, and both of our fun money accounts.  Our fun money accounts are actually the only "separate" money we have and we discuss our purchases from there as well.  It's just a way to keep our entertainment money separate from our savings cash and visible for budgeting purposes.  So far, our system allows us to pay our bills, hit our savings goals, and budget in the fun stuff along the way.  :-)