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1:54 pm
October 8, 2011
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20s Finances
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Hey Everyone,
I am working on something that I think is really cool (more details to come soon) and could use some feedback. If you have a budget that you use for your finances, what are your big categories?? In other words, which categories do you use when you separate your budget into separate areas?
For example, here are my "big" categories:
1.Housing
2.Transportation
3.Food
4.Insurance
5.Personal Care
6.Entertainment
7.Savings
8.Other/Misc.
What are yours? Thanks for your feedback.
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8:03 am
October 11, 2011
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Jeremy @ Personal Finance Whiz
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Here are the categories we use for our budget:
Tithe
Savings
Housing
- Mortgage
- Utilities
- Maintenance
Auto
- Insurance
- Gas
Food
- Groceries
- Dining out
Baby Stuff
Healthcare
Entertainment
Miscellaneous
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8:13 am
October 11, 2011
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MoneyIsTheRoot
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Believe it or not, dry cleaning is substantial enough that I have it as it's own category lol.
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10:39 am
October 11, 2011
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Squirrelers
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Add a category for screw ups or unexpected problems. Really!  What if you get a traffic ticket, or lose a library book, or something like that. No matter how responsible I think I am, something happens. Budget for the truly unexpected as well, give yourself a cushion for it. I'm talking about things that wouldn't warrant fitting under an emergency fund category.
Also, how about a fund for vacations? Maybe you have that under Entertainment. Also, with holidays coming up, think about a budget for gifts. Actually, gifts may have to be given throughout the year for birthdays, etc.
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6:52 pm
October 11, 2011
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Miss T @ Prairie Eco-Thrifter
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The categories we use have already been mentioned. Intrigued with what you have in mind.
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2:17 am
October 12, 2011
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eemusings
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I only have a handful of broad buckets:
Rent
Bills (I put aside money every week for power, phone, internet, cable, insurance, car repairs, car rego etc)
Groceries
Petrol
Fun money.
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5:33 am
October 13, 2011
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20s Finances
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Thanks everyone for the feedback. I am trying something new out on my blog. It will go live next Saturday (22nd), so be sure to check then for more details. I will make an announcement in the bloggers lair as well. until then…
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11:13 pm
December 8, 2011
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Larry @ The Skilled Investor
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Hi Corey,
Its December and I am a bit late to the party, but what was the result of what you were working on regarding budgeting categories? I searched on 20sFinance and was not sure that I found what you were hinting about. Thanks, Larry
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