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10:13 am
March 15, 2012
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YPFinances
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I currently have a checking account with Bank of America but with the fees they're implementing, I'm thinking of switching banks. I'm looking for any opinions that could help me decide on the best bank so I'm turning to all of you.
What bank do you currently have a checking account with? What do you like/dislike about it?
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12:07 pm
March 15, 2012
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Eric – PersonalProfitability.com
| | Portland, OR | |
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I recently started this list: http://narrowbridge.net/best-b…..k-accounts
Also a fan of Charles Schwab Bank if you are an investor. I am keeping my eyes on ING to see what happens with Capital One. I have an account there too.
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12:25 pm
March 15, 2012
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Tushar @ Everything Finance
| | Atlanta, GA, United States | |
| Member | posts 386 |
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I use Digital Federal Credit Union (http://dcu.org). Love it. No fees whatsoever.
Drawback: Hardly any bank branches. But they refund any ATM fees incurred.
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Tushar @ Everything Finance
Everything Finance
Email: tusharm at gmail dot com
Twitter: @AllFinance
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1:06 pm
March 15, 2012
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Liquid
| | Vancouver BC, Canada | |
| Member | posts 59 |
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I'm with TD bank. Their fees are reasonable and I find their service very convenient. But a lot of my friends prefer credit unions for the extra savings.
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1:34 pm
March 15, 2012
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sooverthis
| | Kentucky | |
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I have PNC Virtual Wallet and I love it so much, I wrote a post about it. (http://www.sooverdebt.com/2011…..f-my-life/)
Among its best features: Built-in budgeting software in online banking, remote deposit from your smartphone, no fees, calendar feature (lets you tell it when you get paid and it calculates your free balance based spending, pending items, and bills scheduled to come out before the next payday), attached long-term savings, and a short-term savings account that lets you set multiple savings goals and allocate money to them.
I'm slightly obsessed with my bank account because it's so awesome! I am always stalking people to try to get them to switch over. The people who have are in love as well (though maybe not as much as I am).
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2:04 pm
March 15, 2012
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YPFinances
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Thanks for the tips everyone! I'll definitely check out Credit Unions, TD Bank and PNC. I'm leaning towards Schwab right now even though I'm not looking at it for investment purposes but I really want to know all of my options before deciding.
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3:38 pm
March 15, 2012
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Frugal Portland
| | Portland, OR | |
| Member | posts 126 |
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Credit unions are my top choice. Think about it: credit unions are out-of-date. They're not-for-profit and they keep money local. They don't benefit from extraneous charges since they can't carry a balance year after year. Mine gives me my ATM fees back, they give me interest on my checking account, and they give me interest in my savings account.
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7:29 pm
March 24, 2012
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Ted Jenkin @ YourSmartMoneyMoves
| | Gen X & Y Finance | |
| Member | posts 212 |
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I recommend going one of two ways – either a relationship with a local credit union/community bank or an online bank. Both of these types of banks will be a lot more lenient on the fees and you’ll actually get better service. I’ve got a local bank in Atlanta (Atlantic Capital Bank) which is fantastic and I’ve recommended on line banks like ally.com, everbank.com, and ingdirect.com
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7:59 am
March 28, 2012
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CBC
| | Liverpool | |
| Member | posts 62 |
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Tushar @ Everything Finance said:
I use Digital Federal Credit Union (http://dcu.org). Love it. No fees whatsoever.
Drawback: Hardly any bank branches. But they refund any ATM fees incurred.
Same here Tushar! Best decision I have ever made in terms of my finances.
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CBC International are specialists in debt recovery, based in Liverpool who provide their services to businesses across the UK, Europe and Worldwide.
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1:28 pm
March 28, 2012
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YPFinances
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| Member | posts 13 |
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Thanks everyone! I wrote a post comparing different checking accounts and finally decided to go with Schwab because of all the great things I heard about them.
http://www.youngprofessionalfi…..omparison/
I'll be writing in the future how that account is working out – and whether I made the wrong decision.
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