How you can save money? | Personal Finance & Lifestyle | Yakezie Forums

Simple way that you can save thousands of dollars.. :)

Cook your own!
Make a list before going shopping
Buy in bulk whenever possible
Buy generic products whenever possible
Consolidate and pay off debt as soon as possible
Pay your bills on time and avoid late fees
Be aware of your bank balance and avoid over draft fees
Avoid credit cards with annual fee
Disconnect land line if possible
Instead of buying books, borrow books from the library
Price check before buying anything expensive:
Ride your bike or carpool whenever possible or better if you use public transport
If you watch a lot of DVDs, get an online DVD store membership
Regulate your electric use.
Keep distance from lavish, high-roller friends
Try to use your cell phone as less you can.

That idea of a list before you go shopping is crucial. I keep a standard on in Excel. Also do not go grocery shopping hungry!

Hi Sylvia,

I put up a post back in March explaining how I saved $6,700. For anyone that is interested there may be some ways to save money that interest you.  Check them out at my post: 5 Easy Money Tips – Give Yourself A Raise Today!  I use these methods all the time and they work for me.

Cheers,

Joe

Those are some great tips. Some I had never heard of.

I like to do a "choices challenge".

The basic premise is you choose to substitute to something less expensive and save the difference towards a working goal.

It's basically the latte factor on steroids because you can do it big or small.

Simple things like renting a red box flick instead of going to the movies can add up quickly! It's all about choosing to alter your behavior to achieve the goals you have set for yourself.

the biggest waste is impulse buying, check out my blog on how to get over that feeling

http://onecentatatime.com/cont…..e-emotion/

Hi Big well written on Impulsive Buying….

Great ideas everyone.

Here are a few more:    1)  Have an early dinner and buy from the lunch menu.  Much cheaper than dinner menu.

                                  2)  While you're at the restaurant, skip the drink and have water.

                                  3)  Check out how to Save Money on Groceries.

My two favorites are to have a spreadsheet where I put all of my wanna-be impulse buys to either help me cool off from spending, or to keep an eye on it for a sale or coupon!

My biggest money saving tactic though has been the library!  I've saved about $600 as a graduate student by using interlibrary loan and planning ahead.  I get all of my books on blogging, fashion and personal development that way and I love it!  Granted, sometimes it takes longer, but since I read about 3 books a month for fun/business it saves me a ton!

Thanks for the tips! I can say from personal experience that keeping distance from lavish, high-roller friends is hard but it does save you a lot of money. Doing so can cut out a lot of meals, entertainment, and travel expense.