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Relationships & Money

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3:45 pm
October 5, 2011


Shannyn @FrugalBeautiful.com

Chicago, IL

Member

posts 261

What's your opinion on having "the money talk" with your significant other/person you're dating?  When did you have it?  What did you disclose? Did it cause problems or were you on the same page? Do you wish you'd talked about it sooner or did it happen at the right time?   Is it taboo to talk about it on the first few dates?

 

I'm curious as to what your experiences have been with this!

In Gratitude,

Shannyn  

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7:09 pm
October 5, 2011


Sustainable PF

Member

posts 2759

First few dates? yes, too early.

We have this topic on our very long "to-write" list.  Being a married couple who blog together helps.  I think i'll try to do a collaboration for this one.

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9:37 am
October 6, 2011


Miss T @ Prairie Eco-Thrifter

Member

posts 2213

FrugalBeautiful said:

What's your opinion on having "the money talk" with your significant other/person you're dating?  When did you have it?  What did you disclose? Did it cause problems or were you on the same page? Do you wish you'd talked about it sooner or did it happen at the right time?   Is it taboo to talk about it on the first few dates?

 

I'm curious as to what your experiences have been with this!

I think you can start to get a gist just based on regular conversation on those first few dates but I wouldn't open up that topic until you have been dating for a while- say 3 months or more. Until you are actually considering the possibility of committing to this person, I wouldn't bother.

Miss T

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10:15 am
October 6, 2011


20s Finances

Admin

posts 1147

I think I agree with Miss T. When my wife and I were dating, we had a general understanding of each other's finances just by being around the other person, but I don't think it is necessary to discuss until you are serious.

Corey

 

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2:13 pm
October 6, 2011


Jeff @ Sustainable Life Blog

Member

posts 964

I agree with miss T and 20s.  

I was always pretty good at not disclosing my finances with friends/people i was dating, but with my current significant other I was in the middle turning the ship around.  We got to talking long term goals one day and I told her everything that there was to tell.  She was kind of surprised, but not overly concerned.  I told her that I had a plan to pay it off (which I did/do) and was workign at it, and all it would take was time.  

I think this occurred quite a ways into the relationship (over a year).

Jeff 

Sustainable Life Blog 

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3:01 pm
October 6, 2011


Squirrelers

Member

posts 986

Give it time. Despite being a PF blogger, I still think that this is one of those areas that do not need to be dissected until later. As in several months, at the minimum, and then if the people are in relationship that's on the way to becoming serious. 

Sure, the person's money habits might be very important. If one person is frugal and a saver, and the other lives for today and is comfortable taking on (or has) debt, it could make for a relationship that might not work.

That being said, the person him/her self is more important than money, way more.  I guess I don't see the reason to get into that discussion after a few dates.

Ray

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2:40 am
October 7, 2011


Forest Parks

Cairo, Egypt

Admin

posts 1337

My partner and I built up a friendship before becoming involved so we oddly had already talked and disclosed quite openly our financial situations.

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5:50 am
October 7, 2011


MoneyIsTheRoot

Member

posts 1456

Im getting married in about 9 months, so this topic is just around the corner.  My fiance and I tried to discuss it once unsuccessfully awhile back.  I think we are in a much better position to now…definitely something I told her I want to write about once we do, how the experience went, our decisions we made, etc.

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12:04 pm
October 7, 2011


JT_McGee

Member

posts 723

I think anyone even remotely interested in personal finance can get some idea of what a person earns and how they spend it fairly quickly. 

The advice that I see for "have this conversation!" is mostly, in my view, pointed towards people who couldn't tell a stock from a bond, or a coupon from a cell phone bill.  If I were "in the market" and some chick asked me about my personal finances really early, I'd take it completely the wrong way.

 

…And please, ladies, don't do that "girl thing" where you mention something 100 times in passing in lieu of asking it directly once.  Dudes don't see conversations the same way you do. We'll wonder why you have this tick that forces you to mention "student loans" as often as you use any other word. We're not a dartboard.  Throwing 100 darts softly isn't the same as waiting a few months then throwing one dart as hard as you can. 

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12:01 pm
October 8, 2011


Jackie

Member

posts 664

I blabber on about money to people all of the time outside of my blog too, so it pretty much comes up in conversation eventually with anyone who comes into regular contact with me.  So I've never felt a need to have "the talk".

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2:41 pm
October 8, 2011


Shannyn @FrugalBeautiful.com

Chicago, IL

Member

posts 261

JT_McGee said:

We're not a dartboard.  Throwing 100 darts softly isn't the same as waiting a few months then throwing one dart as hard as you can. 

 

 

That just made me laugh!  Good point!

In Gratitude,

Shannyn  

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2:28 am
October 12, 2011


eemusings

Member

posts 45

We never really had the talk… we moved in together on quite the spur of the moment, at the same time that he got a new job, but hadn't yet set up his new bank account. Instead he arranged to get paid into my account and that was the start of joint finances!

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