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8:39 am May 14, 2014
| LaTisha @YoungFinances
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| Admin
| posts 1715 |
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I had a great opportunity to write a post for the Mint.com blog. Please check it out here: https://www.mint.com/vip-content/9-steps-to-take-after-graduating-with-student-loans/
I'm super excited!
Did you take any of these steps after you graduated with student loans?
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10:31 am May 14, 2014
| Ben Luthi
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| Member | posts 49 |
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Awesome! I got caught up on the "begin your career" part after being without a job for 6 months and then settling for a sub-$10/hr job for another 6 months, but we're getting there now! :) All of your other tips are solid.
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11:13 am May 14, 2014
| LaTisha @YoungFinances
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Ha! Same here. I was there for 11 months which is why everything else was on hold until I secured a job.
Thanks for the support!
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9:04 am May 17, 2014
| colormefrugal
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| Member | posts 99 |
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Congrats on the Mint feature! That's awesome! I think the best tip is to keep lifestyle inflation in check! It's so hard to make any progress on your debt if you expenses are out of hand.
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5:52 am May 19, 2014
| LaTisha @YoungFinances
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Thanks!
Yeah, that really helped me. I never felt 'broke' because I never experienced higher pay.
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6:51 pm May 19, 2014
| WellKeptWallet
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| Member | posts 207 |
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Congrats! We decided to pay off our student loans early and we did implement some of the items you mentioned. My wife and I both started our careers, established a budget, created an emergency fund and then tackled our student loan debt. Now we are debt-free except the mortgage. Cant wait to pay that off as well. Great post!
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10:28 pm May 19, 2014
| moneystepper
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| Member | posts 182 |
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Awesome – congrats!! The first budget was the turning point for me.
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5:54 am May 20, 2014
| LaTisha @YoungFinances
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WellKeptWallet said:
Congrats! We decided to pay off our student loans early and we did implement some of the items you mentioned. My wife and I both started our careers, established a budget, created an emergency fund and then tackled our student loan debt. Now we are debt-free except the mortgage. Cant wait to pay that off as well. Great post!
Sometimes it really is as simple as that. I think a lot of people think that its really difficult to pay off large amounts of debt but it can be as simple as creating an effective budget and tackling one payment at a time.
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11:03 am May 25, 2014
| debt debs
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| Member | posts 32 |
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Great post on MINT! Congrats!
I like that you highlighted to start the savings straight away to get the employer match and then focus on student debt.
31% rule-of-thumb for student debt. I hadn't heard that one before, it is aggressive but if possible it's the best way to freedom. The rule I've heard of is minimum of take home should be 15% to debt, but if you can do more, even better.
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