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1:37 pm
March 26, 2012
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Jake@iHeartBudgets.net
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Post edited 1:41 pm – March 26, 2012 by Jacob W
Hello.
Welp, now that's out of the way, I feel better 
My name's Jacob, and I'm addicted to personal finance! Ever since my brother-in-law dropped a Dave Ramsey CD in my lap a month before I got married, I've been hooked. I got on a budget, got married, paid off $20,000+ in debt, saved some cash and bought a house by age 24!
It's not all roses and sunshine, though (mostly because I live in Seattle). We still have debt and our house value dropped significantly, putting us underwater. We downsized from two incomes to one, and are on a mission to get in the black every month.
I'm excited to join the blogging community soon. I have about 20 topics already planned, and can go on and on for days about personal finance. I still need to come up with a blog name and mantra, and then purchase the domain, setup the webpage, etc… My expertise is in budgeting, thrifty spending, and tax (I'm a tax guy). Hoping to be posting soon after this crazy tax season ends. I do look to monetize my venture at some point, but for now, just want to dive in head first and see how the water is!
All that to say….Hello. I'm excited to join this community, and look forward to learning a TON!
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2:36 pm
March 26, 2012
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Nick
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Hello and welcome Jacob! Looking forward to getting to know you. Great job w/ the Debt Destruction too! Good luck setting up the site – too.
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2:45 pm
March 26, 2012
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WorkSaveLive
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Hi Jacob and welcome!
You sound a bit like me – I found Dave Ramsey around 5-6 years ago and have been working my tail off to get out of debt ever since.
It sounds like you've really turned your life around (financially) and it will be exciting to read some of your insight/knowledge on what you've learned.
Best of luck finding a domain name! Just a tip that I learned: don't get caught up in it too much to the point that you don't make a decision. It's better to be out there and pushing out content than to be sitting on the sideline thinking of ideas for forever.
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2:55 pm
March 26, 2012
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Jake@iHeartBudgets.net
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@Nick: Thanks for the reply! Hoping to destroy more debt once my income is up!
@WorkSaveLive: Thanks for the kind words. I definitely did a 180-degree turn financially after listening to some good ol' DR! Once of my blog topics is literally "How I blew over $100k by age 20 (and what I SHOULD have done)". As far as the domain goes, I'm hoping to keep it general, but I do think it sets the tone for all my posts and the direction for the blog. I hope to think of one soon, but c'mon, it's easy for you to say with an awesome blog name like yours 
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3:31 pm
March 26, 2012
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WorkSaveLive
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LOL. I'm pretty sure I couldn't have come up with a more boring name than I did. Some of the others around here have some creative/awesome names.
Married with Debt, Financial Samurai, See Debt Run, Budgeting in the Fun Stuff…etc… those are way more awesome than work save live?
It's all good, I'm not creative. I like numbers. Creativity is overrated. lol.
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3:36 pm
March 26, 2012
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Jake@iHeartBudgets.net
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| Member | posts 407 |
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But WorkSaveLive encompasses so much and is a great mantra to follow. Maybe it's just my opinion, but I really like how simple it is, but how true it rings in my own life.
Diggin' the site, btw :)
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4:13 pm
March 26, 2012
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Ted Jenkin @ YourSmartMoneyMoves
| | Gen X & Y Finance | |
| Member | posts 212 |
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Wow Jacob, I have seen you all over today!!! Great work with getting active! Also great work in the PF side of your life! Keep it up!
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4:16 pm
March 26, 2012
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Jake@iHeartBudgets.net
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Thanks! I didn't know how active this forum was and just started jumping right in. I've definitely been a part of many other types of forums, so I'm not shy . I'm loving clicking on everyone's sites and reading through your blogs. Do you have a favorite way of keeping track of all these blogs, or do you just use the "Favorites" toolbar? There are so many, I don't think I have enough hours in the day to keep up!
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4:51 pm
March 26, 2012
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Glen Craig
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4:58 pm
March 26, 2012
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jaicatalano
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Jacob it sounds like you are in the right place. There are a lot of amazing people here with tons of content. Hop right in and experience the greatness.
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5:03 pm
March 26, 2012
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Jake@iHeartBudgets.net
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@ Glen Craig: Thanks for the warm welcome!
@ jaicatalano: Thanks! Water feels fine and refreshing. I think I am going to like it here :)
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5:28 pm
March 26, 2012
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The College Investor
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Welcome! Great story, very similar to my own!
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6:42 pm
March 26, 2012
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Dividend Ninja
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Jacob, welcome aboard! You're going to like it here, but I see you already figured that out 
Cheers!
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7:49 pm
March 26, 2012
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This That And The MBA
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Welcome aboard Jacob, the way I keep track of everyones sites is through my.yahoo.com. Unfortunately the google reader doesnt work at my job because the email police block everything.
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9:06 pm
March 26, 2012
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Parenting and Money
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5:52 am
March 27, 2012
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Smart Wealth
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Welcome to the challenge Jacob, I know a lot of people that love Dave Ramsey, I look forward to reading your blog
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6:10 am
March 27, 2012
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iam1percent
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Welcome Jacob! Yakezie is an awesome community..feels like family. I'm relatively new myself (less than 2 months), but it has helped me tremendously. Looking forward to reading your blog!
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6:46 am
March 27, 2012
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seedebtrun
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Welcome Jacob..
Looks like you have a ton of energy, and once you get your site rolling, I am sure you will do great!
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7:29 am
March 27, 2012
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krantcents
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8:55 am
March 27, 2012
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Jake@iHeartBudgets.net
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@ College Investor: Thanks for the welcome :)
@ Dividend Ninja: Thanks DN. I've been reading a bit of your blog. Dividend stocks seem like a great place to park some of my savings… :)
@ MBA: Thanks for the heads up. I think I'll fire up my google reader (been a few years), or just RSS into my Outlook :)
@ Parenting: Thanks!
@ Smart Wealth: Thanks SW. Yes, DR has a major influence on me, but I have definitely deviated from "the plan". I'm excited to start putting my experiences on digital paper :)
@ 1 Percent: Thanks! Seems like a great place to hang out. I'm hoping to learn as I go.
@ jefferson: Thanks for the encouragement! I may have thought of a name, and the domain is available, so we'll see. I'm still in the midst of 60-70 hour weeks with my full-time job and tax preparation. But I will probably purchase the domain soon.
@ Krantcents: Thank you!
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