I'm using a pen name right now. In the past I used my real name, but I was hesitant to put it all out there.
I want to be more transparent about my finances: current credit score, debt, income etc…and I wouldn't feel comfortable doing that unless I was semi-anon. Also, I write about parenting, and since our son is in the process of foster to adoption I want to keep it private.
My plan is to "go public" in 3 years. Hopefully we will have reached our goals to be out of debt by then, our son will be fully adopted…and outing myself will not matter as much.
MC