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Debt-free except the house.

UserPost

1:51 pm
January 8, 2012


Forest Parks

Cairo, Egypt

Admin

posts 1337

Thats completely awesome :)

Vist me at Frugal Zeitgeist…. Frugal and Sustainable Living for the now…

4:20 pm
January 8, 2012


Invest It Wisely

Member

posts 2019

Congrats! That is where I am now, too :)

8:53 am
January 9, 2012


Penny Pinching Professional

Member

posts 69

Great job!

12:57 pm
January 9, 2012


Jeff @ Sustainable Life Blog

Member

posts 964

Congrats and thanks for the shoutout – i'm totally jealous!

Jeff 

Sustainable Life Blog 

http://www.sustainablelifeblog.com

twitter.com/sustainlifeblog

1:28 pm
January 11, 2012


John @ Married with Debt

Illinois

Member

posts 239

Great news – congratulations! 7 more months and I'll be joining you. Bet that is a smile you can't wipe off for a few days.

MarriedWithDebt.com  

Helping married couples pay off debt and build the life they want…together.


Twitter || My writings at HubPages.com || Sorry, I don't do Facebook

                             

8:26 pm
January 11, 2012


Renée @ NickelbyNickel

Canada

Member

posts 105

Yeahhh pretty much, just wait till you get there :D

 

thanks everyone!

Blog: Nickel By Nickel
Life, money and everything in between.
Email: renee@nickelbynickel.com
Follow me on Twitter
I'm working my way to financial freedom, nickel by nickel, one penny at a time.

11:06 am
January 12, 2012


Sustainable PF

Member

posts 2759

Great work!  We're in the same boat as of mid-last year!

Visit us at Sustainable Personal Finance

Or Earth and Money

Follow us on Facebook, Twitter and RSS!

3:03 pm
January 12, 2012


Eric – PersonalProfitability.com

Portland, OR

Member

posts 2120

Awesome! I am hoping to be there by December.

6:50 am
January 14, 2012


Funancials

Member

posts 345

Congrats! Now what's your plan for tackling the mortgage?

Name: Hunter (aka A. Blinkin)

website: Funancials (funancials.biz)

twitter: @funancials

email: funancials@gmail.com

7:10 am
January 15, 2012


Smart Wealth

Michigan

Member

posts 304

Congrats that is really great, I am working towards that same goal as well

Evan @ Smartwealth.org

"Right before you do something stupid, do the opposite!"

Follow me on Twitter

Like me on Facebook

9:37 am
January 15, 2012


My Personal Finance Journey

Member

posts 3159

Glad those books helped! I really like those two authors, even though I don't agree with the exact order that Dave Ramsey recommends in prioritizing things. But, overall, very good stuff! 

______

Andrea @ NickelbyNickel said:

My Personal Finance Journey said:

Way to go! Party time! 

Did you follow any specific getting out debt strategies such as the ones discussed in David Bach's or Dave Ramsey's books?

I read Your Money or Your Life which is what got me started in 2009 I think, I didn't discover Dave until I had already tackled my credit-card debt, at that point I was struggling and it gave me the boost of motivation to keep going. I did initially save up the emergency fund that is babystep #1 but since then I've mainly stuck with paying off debt so I am more financially liquid to handle emergencies if they arise. I suppose I'm not following any particular method to the letter, mainly just getting rid of debt, finding ways to cut expenses and make more money.

Jacob @ My Personal Finance Journey

Visit me at My Personal Finance Journey

Email me jacob@mypersonalfinancejourney.com

Be my Facebook Friend, Follow my journey on Twitter

12:09 pm
January 16, 2012


sensetosave

Indiana

Member

posts 41

Way to go! What's next?

4:05 pm
January 17, 2012


Renée @ NickelbyNickel

Canada

Member

posts 105

Post edited 4:08 pm – January 17, 2012 by Andrea @ NickelbyNickel


Funancials said:

Congrats! Now what's your plan for tackling the mortgage?

I'm going to continue prepaying an extra $100 a month, my goal for the year is actually to prepay a total of $5,000 on top of my regular mortgage payments, very excited to see the housedebt fall as well but my main focus in the next few months will be learning about investing and getting a few things set up with regards to investing and saving.

 

I've freed up quite a bit of cashflow which is really nice. Laugh

 

thanks everyone!

Blog: Nickel By Nickel
Life, money and everything in between.
Email: renee@nickelbynickel.com
Follow me on Twitter
I'm working my way to financial freedom, nickel by nickel, one penny at a time.

3:56 am
January 31, 2012


cbhattarai

Member

posts 10

Hi,

 

I would suggest every one to pay-off all the debt because it also helps to get better credit score.

 

Thank You

9:23 am
January 31, 2012


Michelle (Making Sense of Cents)

Member

posts 400

Congrats!

2:53 pm
February 2, 2012


Andi B.

PDX

Member

posts 272

Congrats, I'm super jealous. We hit a positive net worth this year, and that was enough to do the dance of joy over here. Zero consumer debt may cause an explosive (inexpensive) party.

Andi B.

Make the life you want.

Enjoy good food.

Enjoy good friends.

6:26 pm
February 2, 2012


One Frugal Girl

Member

posts 34

Congratulations! My husband and I have mortgages on two homes, but are otherwise debt free. It feels so good doesn't it?

Visit my site: One Frugal Girl

Email me: onefrugalgirl@gmail.com

Follow me on Twitter: @OneFrugalGirl

8:51 pm
February 12, 2012


Shilpan

Member

posts 126

Awesome!! Congrats

Follow Street Smart Finance

Blog [ http://www.streetsmartfinance.org/]

Follow on Twitter [ @ssmartfinance ]

3:42 pm
February 18, 2012


Renée @ NickelbyNickel

Canada

Member

posts 105

thank you all :) 

Blog: Nickel By Nickel
Life, money and everything in between.
Email: renee@nickelbynickel.com
Follow me on Twitter
I'm working my way to financial freedom, nickel by nickel, one penny at a time.

4:11 pm
February 18, 2012


WorldofFinance

Member

posts 133

Congrats! So happy for you! Smile

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