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3:06 pm February 22, 2012
| Andi B.
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| Member | posts 272 |
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I finally got my husband to agree to try Financial Peace University, I was wondering if anyone has a set of FPU DVDs they are looking to sell or loan?
Also, any experiences would be great too, positive or negative.
We already have a budget, I'm just looking at this as a way to get my husband and I more involved and on the same page with finances.
Thank you!
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Andi B.
Make the life you want.
Enjoy good food.
Enjoy good friends.
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4:48 pm February 22, 2012
| Tony | Money and Matrimony
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| Member | posts 14 |
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My wife and I have gone through FPU a total of 4 times. Twice as students and twice as coordinators. I have only great things to say about the course. I have recommended it to several family members and they all share my feelings. I have heard both positives and negatives about some of Dave's teachings surrounding investing mainly. However, FPU has literally been life changing for my wife and I.
Prior to taking FPU my wife and I were facing foreclosure, vehicle repossessions, and a monthly deficit in our finances. We routinely took out Payday loans just to make ends meet. We were getting deep into credit card debt, and felt we didn't have anywhere to turn. I will admit I was also prideful and didn't want to ask for help. So no help came.
After going through the course the first time (with no extra income) we got caught up on our mortgage, avoided repossession of our vehicles and found instead of a income deficit, a surplus month over month of over $900. Some of the choices we had to make were difficult but we are now in a much better place.
So as far as I am concerned, FPU was the catalyst of a paradigm shift in our finances and our marriage. BTW, that $900 surplus every month has crept up to almost $1800/monthly. Our lifestyle has been cut but our quality of life and marriage has increased dramatically.
Now your results may vary depending on your income, your level of debt, and your current lifestyle. Regardless, I believe it will still! Good luck!
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5:04 pm February 22, 2012
| Andi B.
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| Member | posts 272 |
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Tony | Money and Matrimony said:
My wife and I have gone through FPU a total of 4 times. Twice as students and twice as coordinators. I have only great things to say about the course. I have recommended it to several family members and they all share my feelings. I have heard both positives and negatives about some of Dave's teachings surrounding investing mainly. However, FPU has literally been life changing for my wife and I.
Prior to taking FPU my wife and I were facing foreclosure, vehicle repossessions, and a monthly deficit in our finances. We routinely took out Payday loans just to make ends meet. We were getting deep into credit card debt, and felt we didn't have anywhere to turn. I will admit I was also prideful and didn't want to ask for help. So no help came.
After going through the course the first time (with no extra income) we got caught up on our mortgage, avoided repossession of our vehicles and found instead of a income deficit, a surplus month over month of over $900. Some of the choices we had to make were difficult but we are now in a much better place.
So as far as I am concerned, FPU was the catalyst of a paradigm shift in our finances and our marriage. BTW, that $900 surplus every month has crept up to almost $1800/monthly. Our lifestyle has been cut but our quality of life and marriage has increased dramatically.
Now your results may vary depending on your income, your level of debt, and your current lifestyle. Regardless, I believe it will still! Good luck!
That is amazing! I know who to email when I hit a roadblock or two now! ;)
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Andi B.
Make the life you want.
Enjoy good food.
Enjoy good friends.
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5:16 pm February 22, 2012
| Tony | Money and Matrimony
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| Member | posts 14 |
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Anything we can do to help just let us know!
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6:47 am February 24, 2012
| savvyscot
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Andi B. said:
Tony | Money and Matrimony said:
My wife and I have gone through FPU a total of 4 times. Twice as students and twice as coordinators. I have only great things to say about the course. I have recommended it to several family members and they all share my feelings. I have heard both positives and negatives about some of Dave's teachings surrounding investing mainly. However, FPU has literally been life changing for my wife and I.
Prior to taking FPU my wife and I were facing foreclosure, vehicle repossessions, and a monthly deficit in our finances. We routinely took out Payday loans just to make ends meet. We were getting deep into credit card debt, and felt we didn't have anywhere to turn. I will admit I was also prideful and didn't want to ask for help. So no help came.
After going through the course the first time (with no extra income) we got caught up on our mortgage, avoided repossession of our vehicles and found instead of a income deficit, a surplus month over month of over $900. Some of the choices we had to make were difficult but we are now in a much better place.
So as far as I am concerned, FPU was the catalyst of a paradigm shift in our finances and our marriage. BTW, that $900 surplus every month has crept up to almost $1800/monthly. Our lifestyle has been cut but our quality of life and marriage has increased dramatically.
Now your results may vary depending on your income, your level of debt, and your current lifestyle. Regardless, I believe it will still! Good luck!
That is amazing! I know who to email when I hit a roadblock or two now! ;)
I like your blogs Andi
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9:32 am February 24, 2012
| moneysmarts
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Post edited 10:12 am – February 24, 2012 by moneysmarts
I've been through FPU as a student and as a leader, and I highly recommend it for getting finances back on track/etc. As mentioned some of his investing wisdom may fall a bit short, but otherwise it's an entertaining class that will get you thinking about your money.
Sorry I don't have the DVDs or materials to sell, but here's my review of the program..
http://www.biblemoneymatters.com/fpu/
By the way, I previously had a 13 post rundown of the Financial Peace University class on my site that I could have shared, but I ended up taking it down because I got a cease and desist from Dave Ramsey's Lampo Group lawyers – saying it was too close to their class materials or some nonsense. I thought about fighting it, but since it didn't get a ton of traffic I decided to just cave and take it down. Go figure.
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9:52 am February 24, 2012
| Khaleef @ KNS Financial
| | Fat Guy, Skinny Wallet | |
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I was just coming to suggest that you contact Peter – since I know that he has a lot of experience – but I see that he got here first.
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10:59 am February 24, 2012
| Andi B.
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| Member | posts 272 |
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savvyscot said:
I like your blogs Andi
Thanks! I look forward to reading more of yours as well!
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Andi B.
Make the life you want.
Enjoy good food.
Enjoy good friends.
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11:03 am February 24, 2012
| Andi B.
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| Member | posts 272 |
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moneysmarts said:
I've been through FPU as a student and as a leader, and I highly recommend it for getting finances back on track/etc. As mentioned some of his investing wisdom may fall a bit short, but otherwise it's an entertaining class that will get you thinking about your money.
Sorry I don't have the DVDs or materials to sell, but here's my review of the program..
http://www.biblemoneymatters.com/fpu/
By the way, I previously had a 13 post rundown of the Financial Peace University class on my site that I could have shared, but I ended up taking it down because I got a cease and desist from Dave Ramsey's Lampo Group lawyers – saying it was too close to their class materials or some nonsense. I thought about fighting it, but since it didn't get a ton of traffic I decided to just cave and take it down. Go figure.
That's kind of funny. When I talked to my husband I was laughing about how expensive the program is. Apparently getting out of debt is supposed to cost me. I'm probably just going to borrow Financial Peace from the library, since I already have Total Money Makeover. I know the DVDs would be great because my husband and I are more visual learners, but unless I can find them on craigslist, I can't justify incurring more expenses to pay off debt.
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Andi B.
Make the life you want.
Enjoy good food.
Enjoy good friends.
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6:06 pm February 24, 2012
| Kay Lynn Akers
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| Member | posts 904 |
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Andi B. said:
I finally got my husband to agree to try Financial Peace University, I was wondering if anyone has a set of FPU DVDs they are looking to sell or loan?
Also, any experiences would be great too, positive or negative.
We already have a budget, I'm just looking at this as a way to get my husband and I more involved and on the same page with finances.
Thank you!
Andi, I'm out of town this weekend but I will check when I get home on what materials I do have and let you know.
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7:00 pm February 24, 2012
| moneysmarts
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| Member | posts 240 | |
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Andi B. said:
moneysmarts said:
I've been through FPU as a student and as a leader, and I highly recommend it for getting finances back on track/etc. As mentioned some of his investing wisdom may fall a bit short, but otherwise it's an entertaining class that will get you thinking about your money.
Sorry I don't have the DVDs or materials to sell, but here's my review of the program..
http://www.biblemoneymatters.com/fpu/
By the way, I previously had a 13 post rundown of the Financial Peace University class on my site that I could have shared, but I ended up taking it down because I got a cease and desist from Dave Ramsey's Lampo Group lawyers – saying it was too close to their class materials or some nonsense. I thought about fighting it, but since it didn't get a ton of traffic I decided to just cave and take it down. Go figure.
That's kind of funny. When I talked to my husband I was laughing about how expensive the program is.
Apparently getting out of debt is supposed to cost me. I'm probably just going to borrow Financial Peace from the library, since I already have Total Money Makeover. I know the DVDs would be great because my husband and I are more visual learners, but unless I can find them on craigslist, I can't justify incurring more expenses to pay off debt.
There's actually a reason why they actually charge what they do for the program.. They actually at one point did more of the scholarships and reduced price FPU packets, but what they found is that people who didn't have to pay or who paid less were much less successful in the program, in part because they weren't as invested in it. They got the program for free or reduced rate so there wasn't as much incentive to work hard at it. Seems silly but it happens to be true..
I wrote a whole post about the $100 cost of the program because i got that question so often:
http://www.biblemoneymatters.c…..admission/
When you think about it, the $100 cost is actually quite a bargain when you consider you're getting all of the class materials, CDs, cash envelopes etc and 13 weeks of class for that.. less than $10 a week! :) Or if you want to get the at home study set with DVDs, it's a bit more at $159, but still for what you get worth it I think. :)
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12:22 am February 25, 2012
| Andi B.
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| Member | posts 272 |
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Kay Lynn Akers said:
Andi, I'm out of town this weekend but I will check when I get home on what materials I do have and let you know.
Thanks Kay! I really appreciate it.
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Andi B.
Make the life you want.
Enjoy good food.
Enjoy good friends.
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12:24 am February 25, 2012
| Andi B.
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| Member | posts 272 |
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moneysmarts said:
There's actually a reason why they actually charge what they do for the program.. They actually at one point did more of the scholarships and reduced price FPU packets, but what they found is that people who didn't have to pay or who paid less were much less successful in the program, in part because they weren't as invested in it. They got the program for free or reduced rate so there wasn't as much incentive to work hard at it. Seems silly but it happens to be true..
I wrote a whole post about the $100 cost of the program because i got that question so often:
http://www.biblemoneymatters.c…..admission/
When you think about it, the $100 cost is actually quite a bargain when you consider you're getting all of the class materials, CDs, cash envelopes etc and 13 weeks of class for that.. less than $10 a week! :) Or if you want to get the at home study set with DVDs, it's a bit more at $159, but still for what you get worth it I think. :)
I understand the need to charge as people assess value with price, and I know it is a bargain. However, since I'm actually trying to stay true to the principles I've already learned I'm not sure the cost for FPU is in the budget if there's another way to obtain the materials. Also, I saw an ad on craigslist (for a kit that sold in a day) where the person mentioned they were selling their kit to help finish their debt snowball. It seems there was a wise circle of life thing going there.
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Andi B.
Make the life you want.
Enjoy good food.
Enjoy good friends.
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