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3:27 am
October 23, 2012
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John @ DebtAdviceResource
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Post edited 3:28 am – October 23, 2012 by John @ DebtAdviceResource
Hi all,
I'm hoping to unite the nations with this question. Perhaps we can learn from each other. I may even be short listed for a Nobel peace prize… maybe not.
I was in a car accident at the weekend and my insurance & injury claim company want me to pursue a claim against the driver. The attitudes and beliefs of claiming on insurance for personal injury seem different in the UK to what's happened in the US and Canada, but is the UK just behind the times?
Your opinion, thoughts & musings will help me make my next move. My personal injury is literally in your hands. What should I do? You can read my car insurance article here.
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10:23 pm
October 23, 2012
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Untemplater
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Hi John. Sorry to hear about your accident. Sounds like you have might have a whiplash injury. I was only in one accident as a minor, so my parents did all the talking with the insurance company. I feel like there are a ton of personal injury claims in the US. If you feel fine, then I don't think there's a need to pursue a claim though but you may want to see a chiropractor for a check up to put your mind at ease. Good luck!
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1:48 am
October 24, 2012
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John @ DebtAdviceResource
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Hi Untemplater
Thanks for the good advice. I have a fear the UK is moving towards claiming for every injustice. During my research i found out that whiplash claims will no longer be valid in the UK from next year. I've got a bit of pain but it's a question of where is the line between "i should claim" and "No, it's just a bit of pain which will pass". I got a soccer/ football injury when I was 15, which hurt, but I didn't claim for that. Is driving a car, similar to playing football i suppose, a hazard we accept when getting behind the wheel?
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11:14 am
October 24, 2012
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TacklingOurDebt
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Very sorry to hear about your accident as well. Do you have a timeframe for making a claim? Many times what feels okay now, can suddenly turn into something nasty down the road, especially as we get older.
In Canada we have 2 years from the date of the accident to file a claim.
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1:09 am
October 25, 2012
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John @ DebtAdviceResource
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Hi TacklingOurDebt,
I think it's 3 years in the UK. Thank you for your concern – I'm leaving it a couple weeks and waiting to see if it gets worse. The sad thing is, everybody i speak to in the UK is saying "think of the money" but does a sore neck because of an accident warrant thousands of pounds in compensation? I just don't think so.
It's not something I'm comfortable with. However, I'm sure many people aren't comfortable about people who go bankrupt.
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11:29 pm
October 28, 2012
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Untemplater
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John @ DebtAdviceResource said:
Hi Untemplater
Thanks for the good advice. I have a fear the UK is moving towards claiming for every injustice. During my research i found out that whiplash claims will no longer be valid in the UK from next year. I've got a bit of pain but it's a question of where is the line between "i should claim" and "No, it's just a bit of pain which will pass". I got a soccer/ football injury when I was 15, which hurt, but I didn't claim for that. Is driving a car, similar to playing football i suppose, a hazard we accept when getting behind the wheel?
That's a bit weird that they are getting rid of whiplash claims then. Anyway, yeah driving can be dangerous. I don't drive much but when I do, I avoid aggressive drivers as much as possible.
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3:03 am
October 29, 2012
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John @ DebtAdviceResource
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| Member | posts 104 |
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You're right Untemplater, whiplash is a basic injury and I think the cost of these claims is what's "driving" the change.
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