Who Handles the Finances? | Personal Finance & Lifestyle | Yakezie Forums

I handle all of ours but have made a sheet of all account numbers and info for my hubby in case I die…morbid, yes, but he would be up sh*t creek without it.

sooverdebt said:

Obviously I do it myself now that I'm single, but I did all the financial stuff when I was married as well. When we got divorced, I actually gave my husband a detailed spreadsheet with his biweekly income, bills (with account numbers, logins, passwords, due dates, etc.), phone numbers and websites, and every detail I could think of so he'd be able to survive. I even made him a budget to show how much money he had left every payday and how much he usually spent on things like gas. Not that it changed his habits whatsoever, but at least I tried!

Now I have a list like Crystal's in my parents' safe. If something happens to me, my dad has instructions for how to handle all of my accounts, and I have one for him since my mom refuses to talk about it.

That was very nice of you.  If my husband and I ever got divorced, I hope I could be that civil.  My list for my husband is in his parents' safe.  I figured my in-laws could at least help with stuff if I passed away while Mr. BFS figured out how things work without me.  I really hope that list never needs to be used…

I pretty much handle everything right now. With our home renovation, relocation, and random work income, it's been really tough to budget! So, I'm really just making sure our account stays semi-beefy rather than tracking every single expense…..

Being single makes it so simple. 

In our house it is a 50-50 split. We discuss everything and work to come up with plans that include both of our needs as best as we can. I think this kind of open communication about money is really important for the strength of our marriage. Nothing is worse on a relationship than fights about money and what to do with it.

for now, me and my sig other have partially separate finances (we started off in very different financial situations).  We also have a joint account that all the house bills get paid out of, such as netflix, rent, water, power, etc.  We each put the same amount into that account a month, then I keep track of it every once in a while.  It never overdraws, in fact we put too much in that account and every 5 or so months, I have to sweet the excess into savings.  She doesnt really know what gets paid when, how much or anything that comes out of that account.  

As for my finances, they are organized by me, but I always update her with my situation and where I'm at, figuring that eventually we will get married and she'll already have a knowledge head start.  Most likely when we get married, i'll handle the bulk of it, while consulting with her.  

I pay the bills and take care of anything financial in our family.  I like it and I am good at it. 

Our common bills are either paid automatically or we pay it together. Stuff like groceries, it depends on who paid for what recently. Otherwise since we are not only both full income earners but also both a little bit stubborn, we mostly take care of our own money, but communicate on what we're doing and where we're at. We don't have a budget or anything like that; once a month I do a calculation of how much I made & spent, but it's a pretty boring and tedious step that I haven't gotten her interested in yet. ;)