You must be logged in to post Login


Lost Your Password?

Search Forums:


 






Minimum search word length is 4 characters – Maximum search word length is 84 characters
Wildcard Usage:
*  matches any number of characters    %  matches exactly one character

Where are you investing this year

No Tags
UserPost

6:48 pm
January 18, 2015


OneCentAtatime

Florida, USA

Member

posts 1778

So folks, a personal finance question. In 2015 what's your plan for investing? Is there any change from previous year? What did work from last year which you want to continue? Now asking about about a specific stock or a fund but in general..

 

This year being a new home owner I want to use most of my savings to prepay principal as much as I can. I am no reducing 401(k) and IRA contribution though. Just the additional savings and blog income will go in to the mortgage. 

SB

One Cent At A Time  (Yakezie Member Site)

 

http://twitter.com/onlyonecent

onecentatatime@gmail.com

Finance Product Reviews 

 

https://twitter.com/FPRReviews

8:00 am
January 19, 2015


krantcents

Member

posts 909

No change for 2015! I will continue to contribute (max) to my 403b and look for opportunities in biotech stocks. 

krantcents  – Making Sense of Money

Website:   http://www.krantcents.com

Fan Page:  http://www.facebook.com/krantcents

Follow me onTwitter:  @krantcents

RSS feed: krantcents

7:46 pm
January 21, 2015


OneCentAtatime

Florida, USA

Member

posts 1778

Post edited 7:47 pm – January 21, 2015 by OneCentAtatime


Biotech is a booming sector for last 10 years. But there's no big fish out there so it's a bit risky except investing in a broad index fund. Did you invest in biotech index fund? 

 

Need to do some more research on biotech ETFs I have no exposure in this sector

SB

One Cent At A Time  (Yakezie Member Site)

 

http://twitter.com/onlyonecent

onecentatatime@gmail.com

Finance Product Reviews 

 

https://twitter.com/FPRReviews

7:23 am
January 22, 2015


krantcents

Member

posts 909

I have used index funds, however my current investments are in individual stocks.

krantcents  – Making Sense of Money

Website:   http://www.krantcents.com

Fan Page:  http://www.facebook.com/krantcents

Follow me onTwitter:  @krantcents

RSS feed: krantcents

11:27 am
January 24, 2015


Barbara Friedberg

Member

posts 1302

I have to contribute to this thread! As always, keeping my investing simple with a diverse portfolio of index funds – in line with my risk comfort. Included are stock funds-U.S. and International and I prefer individual bonds to funds. Additionally I contribute the max each year to US Goverment I bonds (in case inflation ever returns???).

 

And now for the shameless self promotion-Please buy my latest investing book: Now on sale for $.99 to get an excellent plan for investing. It is based upon current research in investing, is simple to grasp and as usual, I'm available for followup questions.

Invest and Beat the Pros-Create and Manage a Successful Investment Portfolio

And for anyone willing to do an Amazon review-I'd be happy to send a free pdf copy.

8:39 am
January 28, 2015


misfitmoney

Dallas, TX

Member

posts 11

Barbara Friedberg said:

I have to contribute to this thread! As always, keeping my investing simple with a diverse portfolio of index funds – in line with my risk comfort. Included are stock funds-U.S. and International and I prefer individual bonds to funds. Additionally I contribute the max each year to US Goverment I bonds (in case inflation ever returns???).

 

And now for the shameless self promotion-Please buy my latest investing book: Now on sale for $.99 to get an excellent plan for investing. It is based upon current research in investing, is simple to grasp and as usual, I'm available for followup questions.

Invest and Beat the Pros-Create and Manage a Successful Investment Portfolio

And for anyone willing to do an Amazon review-I'd be happy to send a free pdf copy.

I truly believe that "where should I invest" is one of the most loaded questions you can ask. As individuals the word "invest" naturally creates stock market connotation in most peoples mind. Yet there are dozens of ways to invest your money, the number one way of which is in yourself and your own ideas. 

With that being said, two major areas where I am putting my money are Cyber Security and Energy. Cyber security funds are seeing an unprecedented growth, and it will only be getting worse over the next 10 years as we become more dependent on technology. Natural Gas probably seems odd, but I have been in the power business for quite some time, and there is no question oil prices will be higher in the coming years. I lived in Saudi for over 4 years and I can tell you that the Saudi's are fine with pushing people out of the market (shale companies, small producing OPEC nations), but they know what they are doing when it comes to oil. They realize that naturally pushing supply out of the market with a steady demand will create a rise in prices likely never seen before. The question is now just when.

http://www.misfitmoney.com

Connect with us on Facebook

Follow us on Twitter

8:20 pm
January 28, 2015


OneCentAtatime

Florida, USA

Member

posts 1778

And misfitmoney, if you know that oil will come back, why then shale and small OPEC countries be shutting their shops?

SB

One Cent At A Time  (Yakezie Member Site)

 

http://twitter.com/onlyonecent

onecentatatime@gmail.com

Finance Product Reviews 

 

https://twitter.com/FPRReviews

7:13 am
January 29, 2015


misfitmoney

Dallas, TX

Member

posts 11

Well one is a result of the other. The shale companies and smaller OPEC nations cannot withstand the lower oil prices, so they are being driven into bankruptcy. Most oil companies can produce oil for $30-35 a barrel, BUT, have large debt coverage ratios, so they can't afford to pay their debt. Oil is not going to come roaring back in the next 10 days, but in the next couple years once they companies are forced into bankruptcy, the supply levels will fall and oil prices will naturally trend upward. In fact, my consulting firm was just hired by a large private equity firm to specifically go and find distressed oil companies ($100-300M) who can't service their debt so they can buy them at .50 on the dollar. The problem with this is that most banks and equity firms realize that if and when these companies do indeed go into bankruptcy that they will have to take control of the assets. That is where companies like ours come into play because if that happens then we can manage the assets until they are once again profit generating so they can sell them back to the market.

It is quite a crazy business. 

http://www.misfitmoney.com

Connect with us on Facebook

Follow us on Twitter

3:19 pm
February 24, 2015


Moneysma

Member

posts 165

No change for me either. Just keep putting more money into the index funds I currently own. The money I put in will be spread around between my 401k, Roth IRA and taxable accounts.

No Tags

About the Yakezie.com Forum

Forum Timezone: America/Los_Angeles

Forum Stats:

Groups: 2
Forums: 9
Topics: 6383
Posts: 84794

Membership:

There are 13652 Members
There have been 20 Guests

There are 9 Admins
There are 8 Moderators

Top Posters:

My Personal Finance Journey – 3159
Khaleef @ KNS Financial – 3149
Budgeting in the Fun Stuff – 3048
Sustainable PF – 2759
Miss T @ Prairie Eco-Thrifter – 2213
Eric – PersonalProfitability.com – 2120

Administrators: The College Investor (1935 Posts), Financial Samurai (1803 Posts), LaTisha @YoungFinances (1715 Posts), Forest Parks (1337 Posts), 20s Finances (1147 Posts), Money Reasons (697 Posts), Chris Johnson (78 Posts), Sydney at Untemplater (0 Posts), Suba (0 Posts)

Moderators: Suba @ Wealth Informatics (1876 Posts), sooverthis (1041 Posts), PK @ DQYDJ (361 Posts), jmichelsen (208 Posts), Ramona (13 Posts), JeremyNJohnson (4 Posts), Moderator (0 Posts), rackgeek (0 Posts)