Financially Poor

Finally it’s my turn to share my story. I’ve had plenty of time to write this, too bad I like to wait to the last minute :) Here’s the lowdown on me in list form:

The Present

· I’m 25

· I live in Orlando, Florida (Yes if you live near Disney it’s not as fun)

· When I fill out my education I always pick “Some College”

· I’m getting engaged next week to my GF (I’m going on a cruise Saturday so hopefully she won’t see this)

· I’m a Bankruptcy Counselor

That’s me now.  Now here’s the rest.

The Past

I was never money conscious growing up. I would spend like there was no tomorrow because…well…I didn’t know money didn’t grow on trees. I didn’t ever realize that until I started living on my own and HAD to pay bills. It’s not a good thing when you tell your roommate “yo dawg, can I give you the money for rent next week?” Yea, that’s no good.

The Debt

I never really got into credit cards until I turned 20 and started to try and impress the ladies….and partied with too much money. I never got a lot of debt (just a few thousand) but it was more than I could handle at that time and eventually went to those great people I like to call Debt Collectors.  Once I realized I hated being broke I went to where all of the information is located….The Internet.

Mind Expansion

I searched high and low to find information to get me better with money. And I stumbled upon a plethora of personal finance sites. I would scour their archives and learn as much as I could…and boy did I learn. 3 or 4 years ago I even decided that I wanted to start my own site, so I created a community based personal finance site where people could come and share their stories. Well apparently you need a community to do that and so that failed.

I Hate My Life

During this time I worked at a local paint store and absolutely hated going to work every day. I just felt like that’s not how I should view a job. So I went looking and found a company that worked in financial education and I viewed it as a place where I could start on my way to helping people with financial problems (A goal of mine ever since I learned to control my finances). So I applied for the job of bankruptcy counselor and got it. That was by far the best decision I have ever made because my life is so much more….Well let’s just say I look forward to waking up every day.

The Recent Past

About a year ago I started dating a wonderful woman who makes my world brighter. I also finally realized I was growing up and needed to get serious about my future. About 7 months ago I created Financially Poor and learned all that I could about creating a successful blog. I really wanted to put the work in so it wouldn’t go down in flames like my last project. I came upon the Yakezie and realized that this could be something that can help me to help other people. I can grow with it and we can all help each other succeed. It sounded like a great support group so I joined. The rest is history.

The Future

I really don’t like a company to control my job security, so I’m really hoping to grow this blogging business I got going on. I hope to support me and my future wife, and of course my future children with this venture. I’m learning a lot of skills by making my own blog and experimenting a lot. Hopefully I’ll be able to market them in the future. I’m really looking forward to what’s to come and where this adventure is taking me in life.

That would have been a great spot to stop….oh well…Here are some of my favorite posts that I’ve written:

Why There is No Need to Ever Have Financial Stress

Break The Cycle Of Being Financially Poor

The Path To Financial Freedom: Get Your Mind In The Game

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