I was preparing to go to sleep. It was 11PM on Sunday evening. I checked my mail for one last time before calling it a day. There was an email waiting to be read. It was from Sam, informing me on a decision to accept OCAAT as a Yakezie member.
Fellow Yakezies, this is a note from your newest member One Cent at a Time, a blog that inspires you to get ahead in life.
I was ecstatic that night, not that I was not expecting it. It was a moment a dream came true. Finally!
The day I started blogging I noticed Yakezie badge on sites I loved. I read and re read the challenge requirements. In those days I couldn’t think of consistent blog writing and the requirement of posting 2 – 4 times a week looked impossible to me. I didn’t join Yakezie.
After three months I was all prepared to leave blogging, I was not getting enough time, I was not getting enough readers, I was not getting enough comments and encouragement. In a last-ditch effort I accepted Yakezie challenge. Rest is history! I broke in to Alexa 200,000 in record 36 days.
Here I am writing membership posts, after 8 months of joining Yakezie on June 17th. 182 posts, 3500+ comments, couple of grands in blog income, nomination as the best new personal finance blog of the year and 500+ subscribers later I finally completed Yakezie challenge.
The interesting part is, I didn’t feel pressured to write 2 -4 times a week. I enjoyed writing, I enjoyed attention, I enjoyed Yakezie forum.
About SB
I am your guy next door. I live a simple life. Despite being a high income earner, I like to stick to the frugal habits I am used to since childhood. I got educated in one of the most prestigious schools in India. I landed a job through campus placement in the then biggest computer company, IBM, It was a dream job. 6 years and two jobs later I am now managing a team of software developers and I’m thankful that I love my job.
Good thing is education is highly subsidized in my home country. I didn’t have any debt when I joined work force. I got married and didn’t let my retired father pay for the cost, going away from the normal custom. Soon after marriage I got an opportunity to work here in US for the same employer. I still practice frugality, I still want to increase my income, I still pinch every penny, I save one cent at a time.
My wife, SMB is not working, mainly because she is not permitted to work being on dependent visa. Now that we are permanent residents, she is looking for a job, with a double masters degree in her belt, she should find a job soon. She takes very little interest in my blog and rarely reads my posts.
More about us here.
About OCAAT
The main theme at OCAAT is how to be rich. The blog is my journey towards being rich monetarily, spiritually, emotionally and socially. It’s not merely about earning side income, It’s about creating values. It’s about helping people getting richer.
My articles at OCAAT are money heavy, but I do write on productivity and personal development and saving environment as well.
I believe in the philosophy that there are many ways of doing things right, as long as you have the fundamentals straight you can succeed in life. These fundamentals are inscribed by my parents.
1. To become successful, we need to put hard work.
2. Be the best in every thing you do, there’s no gain, no fame for being second best.
3. There is no limit to earning money. Your capability determines your earning potential.
4. Money is too important to waste.
5. Failure is not an option, you are gifted, no one else can fail you except you.
6. Don’t be selfish, take care of people around you, don’t neglect them for money otherwise money is of no use.
7. Always help the system, the people who helped you getting richer.
8. When you die, no one remembers how much money you made, you’ll be remembered by how much value you created for others.
These fundamentals are primary reason I could leave all sorts of money earning work right now if I wish and spend happy retired life at an age of 36 by going back to India, my home country with the savings I have now.
I will not do that, I am indebted to the society, I want to grow and share my wealth to the less fortunate. I want to create values, I want to lead, I love power. I want to succeed in every aspect of my life. Sitting idle and doing nothing is not for me.
About Yakezie
I am ever indebted to Yakezie and its awesome members. Yakezie held my hand when going became tough. Above all, Yakezie inspired me to stay put. I enjoy commenting in the Yakezie Forums, and I enjoy getting comments at OCAAT.
The little success stories urge me to continue. I was new to blogging and Yakezie taught me to blog. Yakezies collectively designed the blog, proof read my posts (English is my third language). Yakezies brought advertisers. Yakezie helped increase my readership from 200 a month to 20,000 a month!
It’s now time to change the badge from challenger to member. The Yakezie Member Badge is earned, after hard work and a lot of networking. I hope I will live up to the expectation and make Yakezie stronger. let’s grow together One Cent at a Time!
Sam’s Note: Welcome SB! To all, we are working on updating the Yakezie Network List over the next month given new API’s for the various metrics we use. Stay tuned.
SB, I really enjoy reading your blog! You definitely put a lot of thought and effort into each post. Do not change a thing! And Congratualtions!!!
Thanks Lisa. Yeah I take a lot of time in finishing my posts. I need to improve upon this. How is your mom doing now?
Thanks for asking about my mom :) She is doing much better!
Good to know that
Great story SB! I love reading about how Yakezie has had an amazing effect on others, as I am experiencing the same thing. We all have something in common here. Congratulations on the membership. Look forward to seeing you on the other side.
http://yakezie.com/200499/personal-finance/one-cent-at-a-time/
Oopps a bad copied line got pasted here. Thanks Matt! Always curious to see that other side of yakezie
Congratulations SB! I just joined the Challenge myself and it is not just a great motivator, but is also great fun and a wonderful way to meet loads of other great bloggers. I hope to soon be writing my own Yakezie Member Post.
Yakezie makes blogging fun, entertaining and informative. You won’t have any problem in completing the challenge if you enjoy those aspects of yakezie. Once you start enjoying yakezie blogging would be less tiresome.
PS: don’t forget to change your badge! You earned it! :)
And I did that just now ;)
Congrats SB! 36 days, huh? That’s really impressive!!
I’ll look forward to reading your blog…you must have some great content if you skyrocketed that quickly!
What helps most here is participation in yakezie forum. I was man possessed initially. That 36 days record is since broken by Corey for 20s finances.
Congratulations SB! The power of Yakezie is inspiring as is your story, thank you for sharing!
You are most welcome. This story is too small to talk about everything yakezie did for me.
Of course you were going to be accepted as a Yakezie member. I actually thought you already were. Congratulations is deserved for several reasons in addition to becoming a member. Congratulations on great content, simple living, and high earning. I happy to be following your footsteps.
try to surpass me Jai! :) I love your interaction on yakezie and your attitude over all. I hope we haven’t made you go mad with Money ramblings day in and day out. Thanks for your good words.
Hi OCAAT, I resonate with your goals and message. Welcome to the Yakezie. Good luck with your journey.
Thanks barb, you are one of the Yakezies I interacted with far less. Looking forward to more interaction.
You’ve got a great blog and a great outlook. Keep up the great momentum!
Thanks MB, any good words coming from seasoned bloggers is extra special!
Great to have you with us SB! I look forward to interacting with you more!
aren’t we already having too much? ;) love to join you guys.
Congrats, fellow Delta class member!
Thanks Jana, waiting to read your member post in a few days
Way to go OCAAT! I like that you are trying to reach a balance between making money and saving the environment. Both are really important ;-)
Thanks TFB. I guess I am up next against you in FMF blog contest. Can I get your vote???
Congrats SB! Well deserved! I am sure you will live up to the expectations.
Thanks Corey. You are a yakezie asset as well. I hope to read your member post soon
Congrats, SB! It took a lot of hard work but you deserve all the good things coming down the pipe.
Thanks Marisaa, you are one of my closest blog buddies. I hope to see every one of you at FIincon this year.
I have loved reading your blog for a while, so I am very happy but not the least bit surprised that you were accepted as a member. Congratulations SB.
Thank you very much, please continue to read my blog, especially today’s post.
BTW. I think your blog is also about getting rich from being poor, right?
Awesome One Cent At A Time!! Your story is both inspiring and comforting to read. It gave me encouragement to always keep going.
This is the power of blogging a day job perhaps can’t give in every day. I can make a difference to a subordinate’s life, inspire him/her to do well. But, in blogging its a constant endeavor, you can do that every day practically.
Congratulations! Amazing how you went from giving up to being highly successful! It goes to show that the support of the Yakezie community and your hard work made all the difference :)
Thanks Taline. There’s no exception to the hard work with a pinch of luck. I don’t know if I am highly successful yet, but I am happy with whatever I got so far.
Congrats on all of your success! You’ve earned it, for sure!
Thanks Dollar D
Welcome SB! I have thoroughly enjoyed getting to know you through your blog. So glad that you didn’t quit blogging, you are an amazing blogger and truly an inspiration to all!
Thanks Mary, I knew you are one of the frequent visitors at OCAAT. I love your blog as well. Did you make it to Delta class?
Great post really enjoyed reading it. Glad you didnt quit either…i have read your blog a few times and really enjoyed it…
Thanks! hope to know a lot more about you.
Congratulations and welcome, SB!
Thanks Ray!
Welcome and congrats, SB. I agree with much of your thoughts regarding money. Keep up the great work.
Thanks Dennis, I am sure we agree on lot more things.
Congrats! You deserve it.
Thanks Edward, you are doing great as well.
I love the entrepreneurial spirit that shines through in your writing! Good luck in the future, though it sounds like you won’t need it!
I need every bit of encouragement. I can’t have enough :) Thanks for the nice words.
Congratulations, my friend. I really enjoy your site because you have a mission and a message, which is summed up here.
That is really great that although you could retire in India, you are choosing to continue your career and continue with your goals.
Glad to know you!
Thanks John, let me tell you you’re doing great on your blog too. Thanks for the nice comment. Appreciate it a lot.
My mom wants me to come back and do ‘the writing job’ from home. She’s too eager for me to come back. My dad asks me to stay put and make him proud by doing something great. I have been searching for that great thing all along and so far found only this blog to vent. May be I would find something sooner.
Congrats, OCAAT! This is a well-deserved honor for you and your great blog. I love your posts about striving for perfection….often missing it….but getting back up and trying again. It’s inspirational work.
Sad thing is, to achieve perfection I probably need to blog full time. I don’t have that much time and not willing to quit job. So its like hit and miss type of adventure, if I do right thing taking lesson from a failure, I would ultimately get there, isn’t it?
Welcome, SB! I really liked your guidelines for success and learning a bit more about your background and story.
Glad you liked it Kevin.
Thanks for sharing! Values and principles last a lot longer than money. If it weren’t for the camaraderie of Yakezie network, I would have stopped blogging a while ago. I agree with your sentiments.
Larry that good words coming from a seasoned blogger. I appreciate your blog and your rate of commenting. Weren’t you supposed to go on Europe his time around?
In July, we will go on a cruise departing Venice, Italy for 12 days.
wow! love it a dream vacation in-deed.
Thanks for the inspiration, slow and steady always wins the race.
Not that frequently these days, life has become faster and the proverbs gotten old. Often quick and fast moves win. Ask blackberry or Nokia or even B&N they would tell you why slow and steady no longer win.
Welcome SB! Love your site and welcome!
Thanks Robert, ditto to you
Welcome SB! I always enjoy reading your blog. I feel that we share a lot of the same thoughts when it comes to hard work and dedication.
yeah I agree, you are one very close blogging buddies I have here in yakezie. Thanks for welcoming me here.
Congrats on becoming a member SB! It was nice getting to know you during the challenge and glad to have you on board. Keep up the good work!
Thanks Sydney!
Congratulations, SB! I have loved your blog since the first time I read your About page, and I’m always impressed with the progress your blog has made in such a short time. Your writing is valuable to a LOT of people, as evidenced by your numbers, and I hope you’ll keep going! Glad to have you as a fellow member!
And I am ever indebted to you for increasing the reader base at OCAAT. Your hardwork for me will be always remembered.
Any time you feel like taking up proof reading work again, please let me know.
Congrats SB! It is refreshing to read about you and blogging journey! Keep up the good work on OCAAT.
Thank you Tushar, I am a late starter at blogging hope to fill the gap with time. You have an empire built already, good job. When’s your member post coming out?
SB- I have always been a fan of yours. You were one of the first bloggers I connected with. I hope we get a chance to actually connect in person (soon).
Believe it or not, you’re one of the few bloggers that know my real name!
Are you coming to fincon12 Hunter? Yuks, now everyone knows your name. Thanks for being a fan. Although not regular, I enjoy reading your blog.
I haven’t officially taken the vacation days but I’m hoping to. Should be a blast.
I hope to make it in this Delta class. Lets see. Blogging takes up a lot of time and does take a toll on your day job. But we need to just hang in there and then there are good things are in the future.
Completely agree, being part-time we really can’t do wonders.
Congrats OCAAT.. At first I didn’t know what OCAAT was and I thought I was missing out on something. Then as I proceeded to read the rest of the article, I realized that it was simply and acronym for your site. I like it though. It’s very catchy and got me curious. Welcome to Yakezie!
Thanks Charles, you have always been helpful, especially on the winter team
Congrats SB! You indeed achieved a lot in a very short time. Your blog is very motivational and inspirational to a lot of people. I gave up on blogging not once not twice but many times. I know how it feels. I also know that Yakezie power is unstoppable. Keep up a good job!
Thx Aloysa, hope to live up to expectation. Glad to have friends like you around. Its a great team
Fantastic! Congratulations, and way to keep the good content rolling!
Thx Bax, I would try
Congratulations SB, well deserved. Your story resonates with as we’re both new Americans, and have come from cricket playing nations! I enjoy following your blog and look forward to meeting up later in the year.
You know what I am also eager to meet people on Yakezie. My Fincon12 plan is till not finalized. Due to anticipated project launch date is coinciding. In last series India lost badly against Australia. thats a shame
Congratulations SB! You’ve earned your badge. Way to go my friend!
Thanks Shilpan.
Congratulations, SB. It is good to learn more about you. You have a great work ethic and I love reading your blog.
Thanks CFM appreciate it
Well done, SB, and congratulations. I second what others already said: I enjoy reading your blog content.
Thanks maria, the feeling is both ways
Glad to see your member post up OCAAT – it has been nice hearing from you on the blog and thanks for guest posting for me last week!
Actually in that blog swap, your post on my blog was one of the best. You are a good blogger. I like your travel descriptions.
Hi SB, your point about giving back to the society that helped you really spoke to me. I think it’s a wonderful think to do. I think your point about adding value to others rather than simply making money is the most important issue that you’ve highlighted. Definitely going to have to check out your blog!
If you do not have this goal, you’ll probably won’t try to accumulate more, right? Capitalist you think?
Congrats and great member post. You have a great blog with a ton of info!
hanks a lot for kind words
SB – we not only are fellow delta class members, but also fellow software managers (or at least I was until I retired!). Congrats.
Good to know that Marie! Thanks
[…] at One Cent at a Time describes his life and his website over at Yakezie. Best tidbit is that he could retire back home in India today, but chooses to put his career and […]
A well deserved congrats! You’re rockin’ the blogging thing and I’m looking forward to watching you excel even further.
Thanks Matt! hope keep things up in future.
I’m definitely bookmarking your blog, was just looking around and it has so much great information, thanks! And congrats!
Thanks Jennifer.I hope you like my future writings as well.
Congrats and welcome SB! Love your list of fundamentals. Great for everyone to practice. Nice to see your hard work paying off. Continued success!
Thanks Buck you were always supportive and a great team man
Congratulations and welcome to the Yakezie. I’ve enjoyed getting to know you better via team 3.
Oh yeah team 3 is awesome. I am thankful to your as my first few FB likes came via one of your giveaways initially.
Wow–it sounds like your parents put a lot of pressure on you. How have you handled this? I think probably well, as you seem successful.
I dont think they put a lot of pressure, but even if they put, as I look back I think they did the right thing. I sincere feel if parent don’t put pressure on children, then they are not doing their job properly.
Life is cruel, its better to be prepared for life’s pressures at an early age.
Congrats SB! Glad you didn’t end up giving in and stuck with it.
Oh yeah I thank almighty for that