Four Important Hardware Peripherals for Your Mobile POS

by in Personal Finance on Nov 4th, 2014

So you’ve decided that a mobile Point of Sale system will work better for your small business. You already have your iPad (or other tablet) and have picked out the ecommerce software provider you are planning on using. But now you need to figure out which hardware add-ons you need. Unlike the older, cumbersome cash register terminal systems you are used to seeing, a mobile system provides an unprecedented level of mobility and flexibility.

You can use just the tablet and a cash drawer or you can outfit your system with all the hardware peripherals you’d expect to see with a regular register terminal. But what are the peripherals you should definitely get your hands on? Truthfully, that depends on your personal desires and the type of business you are running. However, there are some items that could be considered absolute necessities in any situation. Read More

How to Use Coupons to Cut Down on Medical Bills

by
51[?]
in Personal Finance on Sep 30th, 2014

Whether you’re seeing the doctor for some allergy relief or even the common cold or you need some lab tests done, you would be surprised at how medical bills can get so expensive. Fortunately, there are a number of ways that you can reduce your healthcare costs. If you’re a coupon clipper or the type who doesn’t mind the extra effort in finding a good price on the products you buy, then you will be glad to know that one of the best ways to cut down on your medical bills is to use coupons.

Now, there are many pharmaceutical companies that have made it one of their direct-to-consumer marketing tactics to offer free trial periods or coupons for their best-selling drugs. While there is some debate that surrounds the use of drugstore coupons, there are healthcare advocates who encourage consumers to take advantage of these money-savers for drugs that are marketed directly to consumers. Supporters also argue that drug coupons make medications affordable for patients with medical conditions that cannot be treated by generic or non-prescription drugs.

Free Trial Periods

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Smart Couponing: How to Maximize Your Savings on Amazon

by in Personal Finance on Jun 30th, 2014

Coupons. The very word conjures up mental images of being stuck in line behind an elderly lady rifling through her purse for an eternity to save 2¢ on a package of gum. Fortunately for all of us, thanks to the global superstore of the future, the Internet, today’s shopping experience is far quicker and more efficient. Consequently, coupons have also received a makeover and are much more popular with Americans. No more waiting in line behind Queen Save-A-Lot.

Conversely, your local supermarket just got a few light-years bigger. As such, the prospect of online shopping is a potentially time consuming, not to mention hazardous concept. For instance, one of the kings of the online shopping arena, Amazon, is a venerable one-stop shop for everything you could possibly need, ever. Sites with online coupon deals have considerably lessened your workload, helping you get the most out of your online shopping trip by locating the best deals and conveniently listing them in one spot. This makes the store of the future a much more manageable, far less scary place to venture.

With the tips in this article, you will learn how to develop a smart savings strategy and get the best deal every time. Read More

Implementing Chip and PIN Technology For Credit Cards To Protect Against Fraud In The US

by in Personal Finance on May 27th, 2014

Though chip, or EMV, technology for credit cards has been around since the 1990s, the United States has continued to rely on the traditional magnetic strip on the back of cards along with a signature for point of sale (POS) transactions. Some companies have “upgraded” their cards to include a chip but still require a signature, as opposed to a PIN, to complete the transaction. If you are a frequent traveler abroad, this technology isn’t as useful as many foreign countries employ a chip and PIN system to verify payments, which effectively renders a credit or debit card useless in certain places. However, from a security standpoint chip and PIN technology thwarts fraud better than the traditional swipe-and-sign method. 

How is Chip and PIN Technology Different? Read More

How To Win At Everything Online

As advised by someone who has never won anything online

by in Personal Finance on Mar 31st, 2014

One blogger I’ve been mentoring over the past year asked me the other day, “How can I ever win one of those blogging awards? I see some blogs get award after award and they aren’t that good. Their traffic isn’t that high and their content isn’t very original. Yet some sites have much better content and never win anything. What’s your secret for winning an award?

I thought about his question for a moment and answered, “First of all, we have a tendency to think we are better than we really are. Second of all, I’ve actually never won a single award in my five years of writing online. This is despite writing the majority of my content, coming up with new concepts, shying away from sponsored posts, and receiving a decent amount of visitors a month. Unfortunately, you’ll probably never win an award and neither will I because 1) we aren’t self promotional enough and 2) we don’t do enough to promote those in control of giving out the awards.”

We all know that people tend to hang out and support folks who look like them, talk like them, and share their same values. It’s just the way we humans are. My central thesis in “How To Get Paid And Promoted Faster At Work” has to do with spending at least 50% of your time selling yourself internally in order to get ahead in the workplace. The same theory applies if you want to win awards online. It’s understandable that the same type of people and blogs tend to win over and over again. We like what we know.

But as someone who left Corporate America to do my own thing, I’ve got close to zero desire to network for the purpose of winning an award. Networking for friendships and fun, yes. But for an award, not so much. And for this simple reason, no matter how good my content is or how large I grow, I don’t think I’ll ever win anything. It’s not that I don’t enjoy accolades, because I do. It’s just that the biggest accolade is simply site traffic.

The internet is as close to a true meritocracy as there is. Anybody can grow their sites with enough effort and good content because the search algorithms are much less biased than humans. I also like that I can’t buy my way to success by spending lots of money on Adwords to rank higher for organic keywords.

We aren’t blogging for other bloggers unless that is your niche. Most of us are blogging for the greater community based on our site’s genre. Of course there is some overlap, but if your site grows large enough, bloggers as readers should make up less than 5% of your daily traffic.

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How To Make Money Quitting Your Job
  • Financial Samurai: The wrong reason is always money, and that’s hard as PF bloggers b/c money is the focus of...
  • Financial Samurai: Definitely a turnoff when I stumble across such a blog. I don’t know why people would...
  • moneystepper: I think that the primary cause for failure in blogging is getting into it for the wrong reasons. Unless...
  • maria@moneyprinciple: Yes, the editorial calendar example is funny (not so funny when I hit such a blog but then one...
  • Linda: That editorial calendar example is hilarious! I’ve seen a couple of those blogs before and they suck....
  • chirag: my website bandrahouse.com used to make 40$ a day with adsense and then it got banned saying invalid clicks...
  • LeisureFreak Tommy: I can relate to the taking a step back. I have been so busy with my early retirement side hustle...
  • maria@moneyprinciple: Sam, one day I hope to follow your lead in terms of traffic and business acumen :)
  • Financial Samurai: Pick two or three things and stick with it Sydney!
  • Financial Samurai: Yes indeed. We get so focused on some things that we FORGET about all the other stuff we have!

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