Fine Tune Your Blog For Maximum Results

by in Lifestyle on Nov 29th, 2013

Fine tune your blog: missions and writing styles

Author’s bio: Maria Nedeva is the blogger behind The Money Principle: a personal finance blog that will ‘make your head hurt and your wallet sing’. There she writes about money management, wealth and the changing rules of money. 

There is no point beating around the bush: we bloggers want to be read.

In fact, it doesn’t matter whether we blog for fun, for love or for money – our writing is meaningful only when someone reads it.

Lately, people have little time to read and many sources to choose from. So every time we, bloggers, write and publish something we are in intense competition with each other, with journalists, with reality TV, with the movies and with a myriad other entertainments which temp our potential readers.

Recently I had a chat with a lady, a former journalist, who now works for a website in the UK. Our amicable chat became a friendly debate at the moment she shared her belief that within five to ten years all small personal finance bloggers will disappear – and let me tell you, compared to the site she works for we are all small – because they couldn’t compete on two counts: resources and professionalism.

She was saying that to dig up information is expensive and needs much work by many people; small players don’t have the resources to put behind this so people will stop finding them useful.

Her second point was about the quality of investigation and writing referring to the fact that top journalists are starting to work for major websites – how can ‘one man and his/her dog’ compete with that? How can hobbyist-bloggers reach the level of professionalism that trained and seasoned journalists have?

You have probably guessed I didn’t agree with that; I even insisted on splitting up the bill and paying my part (for a personal finance blogger this is sign of great upset, I think). But my argument was messy and my thinking fuzzy. I just found myself muttering lamely:  Read More

Yakezie Member Post: MoneySmartGuides

by in Personal Finance on Nov 27th, 2013

When I first started blogging, I didn’t even know what a blog was. In fact, my blog started off as a non-blog website. I wanted to teach people about personal finance, something that I have been passionate about since my high school economics class.

Ever since that fateful class, my main focus has been finance: I majored in it in college, all of my jobs have been in the financial services industry, and I have my master’s degree in finance.

About My Blog Read More

Are Your Holiday Gift Habits Costing You Too Much Money?

Get Smarter About Your Holiday Shopping!

by in Personal Finance on Nov 25th, 2013

Holy smokes, how did it get to be mid November? I don’t know about you, but for me it really doesn’t feel like Thanksgiving just days away. This is the first year in a while that I don’t have any plans at all for Thanksgiving. Maybe that’s why it has really snuck up on me! I did my family vacations off peak this year to save money and avoid travel stress, and my group of international friends that I usually meet for Turkey Day are traveling this year. So, my Thanksgiving is going to be a quiet day of watching the Parade, betting which pooch will win the dog show, ordering some Chinese take-out, and getting some R&R.

But what I have been thinking about a lot in the last few weeks are holiday cards and Christmas shopping. I was quite pleased that I made some good headway on my immediate family’s gifts last week and was almost done with all my holiday shopping until I realized I almost completely forgot I still have to figure out what to get for my nieces, nephews, younger cousins, and the SF Fire Fighters Toy drive. Whoops!

Staying Ahead Of Crunch Time

Even though Christmas is still a month away, it already feels like crunch time to me! It always takes me a while to figure out what to get the kids in my extended family. Kids can be so picky and hard to shop for sometimes, and I don’t want to be known as the bad gift giver! Plus since I have to ship their gifts all over the country because I won’t be traveling, I have to make sure I get everything in order plenty early.

Last year I was way behind and had to do a lot of last minute shopping, and the extra shipping costs to get all the presents delivered before Christmas was a big punch in my wallet. I really want to avoid that happening again this year!

Is It Really Worth It To Buy Gifts In Advance? Read More

Motorcycles Or Cars? So You Want To Be An Easy Rider

by in Personal Finance on Nov 21st, 2013

I used to own several motorbikes in my 20s: 1) A Honda CBR 600R, 2) a Ducati 748, and 3) a BMW 1200C cruiser. Each one was a thrill in its own way. Once you start riding you realize there’s no other better method to get around town. Unfortunately, no matter how great a rider you are if a bad driver mows you down, it’s game over. I remember watching my buddy pop stand up wheelies going from 50 mph up to 95 mph on the highway. They were crazy!

Then one day my buddy came into work with his right arm in a cast. He apparently flipped his motorbike upside down on his latest standup wheelie one footer attempt. Thank goodness he wasn’t run over by the car behind him! I knew from that day on my motorcycle riding days were numbered. When I turned 30, I decided to give up motorcycle riding and just drive a rugged old SUV instead. I wanted to live beyond my 40s.

Motorcycle Costs  Read More

Reaching Financial Independence Yakezie Member Post

Yakezie Eta Class

by in Featured on Nov 18th, 2013

Bonjour Yakezie!! I am super happy to be here today, although to be honest it feels a bit weird to be alone in front of you all. I am an introvert, and don’t do very well in big groups, but thankfully this awesome group has been opening up to me so it feels safe and warm here. So thanks for having me!

Back to the point. Hi. My name is Pauline, and I blog at Reach Financial Independence. I am 33 and was born in Paris, France, that is where I graduated from business school over 10 years ago and where it all begins. I have always been the good girl. Good grades, no problems, I had half a dozen gigs in high school teaching the piano or tutoring kids while being top of my class, a girl scout, playing the organ at mass, and so on. College was the natural next step and off I went, living with scholarship money and another myriad of small jobs. But during the last year of business school, I started thinking about what was ahead, and dreaded that my life would be pretty much the same for the next 40 years. Wake up, commute, work, commute, sleep, rinse and repeat for 2,000 weeks. It was frightening before it even began.

Time For Something New Read More

Featured

How To Save Money As A Student – Debt Be Gone!

by in Personal Finance on Nov 14th, 2013

It seems like we’ve got a student loan crisis on our hands. Although I generally don’t include student loans as part of the “Bad Debt” category since education is vital to getting ahead, student loans is still debt after all.

One of the best rule of thumb when deciding on how much debt to take is borrowing no more than the likely first year salary amount you expect to receive upon graduation. In other words, if you plan to be a starving artist making $18,000 a year, $18,000 is the max you should borrow. If you plan to work for Google, perhaps borrowing up to $75,000 is reasonable.

I graduated business school in 2006 with about $55,000 in student debt and paid it off in 2009 during the financial crisis. I figure it was better to eradicate debt than watch my money disappear into thin air and get nothing in return! Paying off debt feels so good that sometimes I think I should get into debt just to pay it off! You get the goodies that debt provides and the satisfaction of accomplishment once it disappears.

Here are some tips on how to save money as a student.  Read More

What Are You Guys Doing To Finish The Year Strong?

Thoughts On Writing, Hummingbird, and Initiatives

I’m sorry to have missed you guys this year at Fincon. I had to support a friend’s wedding up in Napa. We’ll definitely meet up in California or Hawaii next year though!

The one thing I’m most bullish about post Fincon is the uptick in content quality and initiatives by our community. It seems like we all feel a little (or a lot) more emboldened to try just a little bit harder for our reader base. The feeling might only last a month or two before we relax for the holidays, but the surge is still better than nothing.

We started the 5,000+ Words A Week challenge at this time last year, and now for many of us who entered this challenge it seems weird writing anything less than 5,000 words a week. It’s like lifting weights. If you’re curling 30 pound dumbbells to build your pythons or running 5 miles a day, curling 20 pounds or running 2 miles a day just doesn’t seem right anymore. Writing is a muscle that can be developed.

I’m proposing the same 5,000+ Words A Week Challenge this year. By writing longer posts, you’ll increase your chances of publishing a pillar post that will attract recurring traffic and revenue for years. You’ll also find it much easier to weave other posts into your content because it’s just so darn meaty!

FROM A WORD COUNT METRIC TO QUALITY CONTROL Read More

Frugal Rules- Yakezie Member Post

Yakezie Eta Class

by in Featured on Nov 4th, 2013

Howdy Yakezie! This is John from Frugal Rules and I am thankful to be able to say that I have crossed the finish line in the Yakezie Challenge! As those who know me will say, I don’t do things halfway. It was a lot of work and a lot of fun, but most of all, I am grateful to become a full-fledged Yakezie member today.

One thing I will point out is that I would not have made it to the finish line today without the help and support of other great bloggers within the Yakezie community. Frugal Rules was my first step into the blogging world and I did not know what to expect when I started this journey. After finding out about the community shortly into my blogging career, I knew it was something I wanted to be a part of.

Ok, enough rambling, and on to the good stuff! J

The Birth of Frugal Rules Read More

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