Your Comment System Is Killing Your Discussions And Community Building Efforts

Does DISQUS, Livefyre, and others comment systems help or hurt your site?

by in Lifestyle on Jun 2nd, 2014

There once was a time when no comment system existed. You’d just go to a site, read the post, and leave your Name, E-mail, and URL address (optional) to leave a comment. If your browser was smart enough, it would remember all your details so you could go directly into leaving another comment instead of re-typing all your information with every visit.

Nowadays, comment systems like DISQUS are taking over. In order to comment via Facebook, Twitter, Google+, or whatever, you’ve got to first register with DISQUS, allow them to access all your contact information, set up a password, and then comment. Who is to say you have a FB, Twitter, Google+ account in the first place? I registered for DISQUS a while ago, but I don’t recall my password and I can’t be bothered to change it.

Every time I stumble across a site with a DISQUS comment system, I no longer comment anymore. Some sites smartly allow one to leave a comment as a guest commenter without registering, but most sites with DISQUS don’t allow for guest commenting, so I stopped trying.

I also registered for another commenting system a while back called LiveFyre. But over the years, I hardly ever see the LiveFyre commenting system installed anymore. What happened to them? My concern is that I have to keep on registering for these new comment systems, and because many aren’t profitable, they end up not lasting for the long term. Therefore, why continue registering for ever more commenting systems that access your personal data only for them to likely disappear?

I long for the good old days to return because I like to interact more with the community through comments on the publisher’s platform.  Read More

Implementing Chip and PIN Technology For Credit Cards To Protect Against Fraud In The US

by in Personal Finance on May 27th, 2014

Though chip, or EMV, technology for credit cards has been around since the 1990s, the United States has continued to rely on the traditional magnetic strip on the back of cards along with a signature for point of sale (POS) transactions. Some companies have “upgraded” their cards to include a chip but still require a signature, as opposed to a PIN, to complete the transaction. If you are a frequent traveler abroad, this technology isn’t as useful as many foreign countries employ a chip and PIN system to verify payments, which effectively renders a credit or debit card useless in certain places. However, from a security standpoint chip and PIN technology thwarts fraud better than the traditional swipe-and-sign method. 

How is Chip and PIN Technology Different? Read More

Stay On Top Of Your Affiliate Partners! How Laziness Cost Me $10,000+ In Online Revenue

Optimize Your Site For Maximum Revenue Potential

by in Lifestyle on May 26th, 2014

If I wasn’t careful about diversifying my topics on Financial Samurai, my site could easily turn into a real estate blog. Real estate is my favorite asset class to build wealth because it’s tangible, provides utility, has tax benefits, and can be improved upon. Stocks just don’t get me as excited, even though that was my career for 13 years.

My main affiliate partner for real estate was Quicken Loans. I’ve used their product and recommended their product to plenty of people before. When you’re shopping for a mortgage, it’s always a good idea to cross check what you can get online the same way you check online for any product you’re thinking of buying at the store.

For two years, Quicken Loans would generate a steady $1,500 – $1,800 a month in affiliate income. Then I noticed a drop off around August of 2013. I didn’t pay any attention to the drop off because I figured refinancing volumes simply slowed given interest rates inched higher, and everybody who needed to refinance, refinanced already. I was also focusing on other affiliate products that were generating more revenue at the time, so the drop off wasn’t really felt. Furthermore, I wasn’t doing any refinancing or buying a new home in 2013 so my real estate posting related activity stopped.

For about four months I received $0 Quicken Loans affiliate income until one day, I asked my affiliate manager whether she had noticed a steep drop off in real estate activity as well? She told me, “We actually cancelled the program about four months ago and sent an e-mail.” Oh crap! I guess I never got the e-mail because if I did, I would have sought an alternative product.

Because my other affiliate channels were doing well, I simply ignored my real estate drop off and didn’t look for an alternative product for another two months after I found out. In other words, my laziness for 6 months cost me $10,000+ in affiliate revenue just because I couldn’t be bothered! Read More

Is Creating Original Content Worth It Or Should I Just Piggy Back Off Others?

Introducing The Comment Commentary Strategy For More Traffic

by in Lifestyle on May 12th, 2014

When I first started blogging in 2009, I took the angle that it was better to create original content vs. simply copying other people’s content and putting my own spin on things. After all, once you’ve created a new terminology, you’re looked upon as a creator instead of a regurgitator or a consumer.

But after seeing some very large sites simply regurgitate content about what another site said, I’m not too sure about my stance. If you never create your own content, you never have to really think as hard. It’s also impossible to ever run out of content either! You can simply piggyback off other people’s good work, and potentially rank AHEAD of them on the search engines for the original work.

Let’s discuss!

EXAMPLES OF ORIGINAL CONTENT Read More

What I’ve Learned From Business Failure

by in Lifestyle on May 8th, 2014

I’m not sure where I first heard the term, “Fail fast and fail often,” but it’s great advice for entrepreneurs. I recently decided to shutdown YakezieNetwork.com after six months of operation because of the following reasons:

1) 99% of affiliate revenue came from one source and I found a streamlined solution.

2) HasOffers was cumbersome to use for reporting purposes. I’m sure part of it has to do with my incompetence. Although I did receive a couple e-mails from other affiliate platforms who moved off HasOffers and onto InfusionSoft.

3) HasOffers isn’t cheap at $279 a month for a startup platform. I asked for a discount, and they said no. I thought they’d throw me a bone just to collect something instead of nothing since all revenue is profit given the software has already been built. But I respect their decision.

4) My partner found a full-time job, which ended up taking up a lot of her time. I was relying on her to manage everything from signing up clients to supporting users to sending out invoices in exchange for a split in revenues. She needed W2 income as she wanted to buy a house. Going through the mortgage process myself, I completely empathize with her as one needs at least two years of entrepreneurial income in order for banks to consider your income real for a loan nowadays.

5) Accounts payable and financial tracking is not something I enjoy. The bigger YakezieNetwork.com got, the more bookkeeping I’d have to do, which started making me unhappy. The obvious solution is to just hire someone to do it for me, but I decided to just minimize the business instead. Once you’ve tasted a lot of freedom from work, it’s more difficult that normal to get back into doing things that are necessary, but painful.  Read More

Save and Conquer – Yakezie Member Post

1H2014 Yakezie Member Class

by
92[?]
in Featured on May 5th, 2014

Hi, my name is Bryce. My blog is called Save and Conquer. The “Save” part is pretty obvious for a personal finance blog. The “Conquer” part means winning financial independence regardless of the onslaught of misinformation from the professional financial establishment, who mostly want to profit off investors ignorance.

Day in and day out, we are bombarded with misinformation from the mass media. Just listen to CNBC for a few hours and you’ll know what I mean. Read More

Featured

Eve of Reduction – Yakezie Member Post

1H2014 Class

by in Featured on May 1st, 2014

In my early twenties I had to purchase renter’s insurance after my cat bit the mailman. I had nothing of value in my apartment; seriously, I was a baby-step out of college and borderline transient. I just needed to cover my feline liability. The insurance agent interrogated me on the value of my personal property. I’ll never forget him saying, “Come on, every woman is either into shoes, handbags, or jewelry.”

Not this (insanely cheap) woman. I went to art school; I can make jewelry out of compost.

What Eve Of Reduction Is All About Read More

Featured

Happy Simple Living: 7 Lessons Learned In The Yakezie Bloggers’ Lair

by in Featured on Apr 28th, 2014

If the process to qualify for Yakezie membership hasn’t gone as quickly as you’d hoped, take heart. I’ve got to be one of the slowest Yakezie challengers to reach the elusive Alexa 200,000 mark. I joined Yakezie on January 7, 2011, and my lifestyle blog Happy Simple Living finally crossed the Alexa finish line on December 1, 2013 – two years and eleven months later. For those of you who aren’t there yet, allow my tortoise-like example to encourage you to hang in there and keep plugging away.

Do you fret because you can’t blog as consistently as you’d like? Let’s join hands and commiserate. Some months, like during my blog’s annual January Money Diet, I posted every day for 31 days straight. Other months I could only post a few times because of work deadlines. Sometimes I could interact with other bloggers a lot and I felt like I was really being a good Yakezie community member, and other times it was all I could do to manage my own blogging activities.

Fortunately, Yakezie is more about a spirit of helpfulness and giving back rather than a strict set of rules and regulations. No matter where I was in my roller coaster journey, I always felt supported and welcomed here.  One thing that spurred me on is the community of bloggers on the Yakezie forums. Whenever I needed an answer, a dash of inspiration or simply a moment to be with other like-minded bloggers, the forums provided a welcome respite—and a lot of invaluable help.

Like many of us, I like to hang out in the Bloggers’ Lair. (By the way, the dictionary defines ‘lair’ as “secret retreat or base of operations.” Don’t you think that’s a cool description?) Reading about others’ accomplishments, deciphering technical jargon, getting recommendations and advice, and lurking around reading others’ posts has been so helpful.

Here are some of the tips I’ve learned from the generous lair-folk (should we call ourselves Lair Loungers?) in the forums since I first joined Yakezie wayyyy back in 2011. Read More

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