A Single Person’s POV On Personal Finance

Yakezie Gamma Class

by in Personal Finance on Oct 19th, 2011

Greetings, personal finance enthusiasts! My name is Denise and I blog as “The Single Saver.” As the name implies, I am single and I am a saver.

I was raised by two financially savvy parents. This was very fortunate for me, as I was taught early on that you never spend more than you earn and you always pay off your debts (and credit cards) in full before they are due. This kind of upbringing taught me life lessons that have served me very well over the years. I now model my own spending and saving habits from my parents. As a result, the only debt I currently have is a mortgage (which I hope to be rid of soon). The next big step after becoming mortgage free? Early retirement! Wish me luck!

Anyway, I started The Single Saver to help fill what I saw as a void in the blogging world. Although there are thousands of great personal finance blogs out there, I felt that very few were really targeted towards singles and small families. Hence, The Single Saver was born.

Being single is expensive. Read More

Financially Consumed

Yakezie Gamma Class

I’m very proud and excited to be welcomed into the Yakezie Network with the Gamma class. The past six months have been life changing for me. I owe much of the success of Financially Consumed to the support from this vibrant community. But, it almost didn’t happen.

Yakezie Test

I’m brand new to this; I’ve been blogging for just a little longer than I’ve been participating in the Yakezie Challenge. As a soon to be graduating student, my professor tasked me with identifying why financial planners have been slow to adapt to social media. My research lead me to the personal finance blog community where I discovered all the big networks, including Yakezie. Read More

Engaged, Laid Off, and Married at 20

Yakezie Gamma Class

Hey there Yakezie community. I’m Briana, the mastermind behind 20 and Engaged. I started my blog to document my transition from girlfriend, to fiance, to wife. It’s become a window into my life as a newlywed wife.

I got engaged to my boyfriend of 3 years in December 2010. We had moved in together that summer because we both had good jobs and were ready to take things to the next level. I was so excited to be getting married, yes, even at the tender age of 20. I was the youngest employee at my job, and so was he, and yet we were taking a huge step.

We felt we were ready, and the planning began. Unfortunately, the planning came to a screeching stop a month later. I was unexpectedly laid off from my job. The timing couldn’t be worse. I was in a car accident a week prior, we were moving a month later, and our wedding date, August 17, was around the corner. Things definitely changed. Read More

101 Centavos

Yakezie Gamma Class

by in Personal Finance on Sep 29th, 2011

Hello fellow Yakeziers,

This is Andrew from 101 Centavos (a hundred and one Centavos). I’m excited and gratified to have become part of Yakezie with the Gamma class.  Reading through the forums and forging relationships with fellow bloggers reinforced the decision to join. It’s a good bunch of people.

An Introduction

I blog semi-anonymously, but I’ve dropped a few personal details, here and there.  Here are some other factoids about  myself:

I’m originally from Italy, born and raised, but left at a young age. Italian was my first language. Some people that have known me as an English speaker only are surprised at the change that comes over when speaking in Italian, as the voice volume goes up and the hand gestures start flying.  There’s some truth to that old chestnut, an effective way to gag Italians is to just tie up their hands. Read More

Shatter the Template Lifestyle: Untemplater

Yakezie Member Post: Gamma Class

by in Lifestyle on Sep 19th, 2011

Hey guys!  Sydney from Untemplater here and boy am I excited to be an official Yakezie Network Member!  It has been an eye opening roller coaster ride for me over the last six months and I wouldn’t have come this far without you guys, so thank you!

So What Exactly Is Untemplater?

Untemplater is a lifestyle blog with the goal of building a thriving community for everyone who has ever sought more out of life.  There’s no reason anyone has to stay stuck in a template lifestyle, wasting away from the daily grind, and putting all dreams aside until the conventional retirement age of 65.

I really believe in Untemplater’s motto, which is “Work where you want… Live how you want…Be who you want to be.”  On the site you’ll find all sorts of fun and helpful topics including entrepreneurship, personal finance, mobile lifestyle, and self-improvement.  Although I’m the resident/principal author for Untemplater, I welcome guest contributors several times a month to share their own stories, experiences, and expertise because there’s so much we can learn from each other!  If you have an untemplate adventure of your own that you’d like to share, please drop me a note.  :)  If I can do just one thing right with this blog, I want to help more people discover how to shatter the template lifestyle and find the careers, relationships, and adventures that make them come alive!

Calling All Captains Read More

Fat Guy, Skinny Wallet

Yakezie Member Post: Gamma Class

by in Featured on Sep 14th, 2011

So, this is the second time that I’m writing a member post and much about me hasn’t changed.

My name is Khaleef Crumbley and I was born and raised in New Jersey, where my wonderful wife and I currently reside. I have seen a lot of poverty in my life – the place where I grew up is known for its drugs, gangs, teenage pregnancy, shootouts, and stolen cars – but I have also seen people with the resilience to rise above this!

I had a poor education in public school, but I had parents who invested their time and energy in seeing me succeed. For as long as I could remember, I “helped” my mother manage the household budget, pay bills, and even clip coupons. My parents both taught me the importance of hard work and determination! Read More

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The Birth of Super Frugalette

Yakezie Member Post: Gamma Class

by in Personal Finance on Sep 8th, 2011

One of the most difficult yet rewarding times in my life occurred when I went to work four months after my first child was born in January 2006. I had accepted a job as an accountant and was trying to finish the last part of my MBA. Thus, in March 2006, in the midst of tax season, I managed to complete my MBA program.

The summer of 2006 was equally eventful. My husband and I decided to move to Tennessee and I discovered that I was pregnant with our second child. I discovered the pregnancy after I had accepted a new job offer. This time, instead of completing an MBA during tax season, I was going to give birth. Read More

From OK to Debt Free: Reaching Financial Excellence

Yakezie Member Post: Gamma Class

by in Personal Finance on Aug 30th, 2011

Hi everybody. I’m Matt from the Living In Financial Excellence blog. I’m super excited to be here and [finally] writing my member post.

I’d always considered myself to be good with money.

  • I saved my money in high school and paid cash for my first car.
  • I graduated from college with no student loans.
  • I only used my credit card when I had the money to pay it off that month.
  • I invested in Roth IRAs early in life.

But I was also doing some dumb things with money. I had car payments when I got older. I spent money when I felt like it and often bought at full price. Even though I was investing, I was only putting away $50 a month, as opposed to my $400 car payments. As soon as we paid off our car, we went and got another car payment.

Pretty stupid behaviors if you ask me now, but back then it seemed perfectly fine because everyone I knew had a car payment, etc. so I figured it must just be a way of life. As long as I was doing better than my broke friends, I felt pretty good about our finances.

SOMETHING CLICKED WHEN I HIT MY 30′s Read More

Sunil from The Extra Money Blog

Yakezie Member Post: Gamma Class

Hi Friends, my name is Sunil and I blog at The Extra Money Blog.  This post has been LOOONG pending on my to-do list and I am ecstatic to have finally gotten around to it. A brief background on me:

I am of Indian origin, was born in South East Asia and I speak four languages, of which English is the fourth.  I moved to America at the age when one starts high school. Needless to say it was a culture shock, and that is the biggest understatement you will read today.  I am now a happily naturalized US Citizen.

I went to school at the University of Michigan in Ann Arbor where I studied Economics (I know we have a few Wolverine fans in the Yakezie community – GO BLUE!) I then went on to get my Master in Accounting and became a Certified Public Accountant (CPA) and a Chartered Financial Analyst (CFA).  My love for personal finance also led me to my Certified Financial Planner (CFP) license which I never officially used. I got it initially with the intention of working as a financial planner.

I have been through both ends of the spectrum in life, terrible experiences which I wouldn’t even wish upon my enemies, as well as pleasant ones that have convinced me that I am extraordinarily blessed.   It is my belief that “adversities” in life makes one stronger, not weaker.

Why Do I Blog? Read More

Hiring Myself as The Family CEO

Yakezie Member Post: Gamma Class

by in Featured on Aug 19th, 2011

Hi, I’m Julie, the blogger behind The Family CEO.

In 2006 I hired myself to save my family money, make extra money, and get us out of debt. I started a blog to document my efforts. That’s how The Family CEO was born.

Prior to 2006 I already did all the things that I hired myself to do. I was naturally frugal, so I did many things to save money. I earned money – full-time before kids and part-time after. I was also pretty debt-adverse (even though we had plenty of it) so I was always working to pay it off.

So what was significant about 2006? By hiring myself I changed those things from just something I did to my focus. My job. That little shift in thinking was significant. Read More

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