Family Money Values

Yakezie Member Post: Delta Class

by in Featured on Feb 22nd, 2012

Introducing myself to the world as a Yakezie member is harder than I thought it would be!

I’m Marie and my blog is Family Money Values.

I started my online presence on September 11, 2010 – without a clue in the world as to what I was doing.  However, I had a message, one that I wanted to record and show the world, one that I feel will help at least a few people.

Family Money Values’ Message

Most people who have money earned it themselves and were so busy earning it that they didn’t have, or take time to figure out what it could do to them and their families.  Furthermore, I’m not sure if people have though about what they really hope to accomplish after they achieve their financial success.

If you end up with mega millions, many avenues become available for you and your wealth – money managers, advisers, counselors, networks such as the Tiger club (a support group for multi-millionaires) and etc.  You can set up a family foundation; hire trainers to teach you kids financial savvy; retain meeting coordinators to set up your annual family meetings and etc.

If you are somewhat successful and end up with a net asset value in the low tier of millionaires (up to three million), there are fewer avenues of help.  You really can’t afford a family office to manage your wealth.  You are pretty much on your own trying to find new avenues of investing and your family will look at you strangely if you suggest an extended family meeting or the initiation of a family charter.  There’s less experience with handling wealth and your family might not have much knowledge either.  How do we know if money can positively or negatively affect kids?  What happens when a fortune is handed to someone in their early 20′s, it could totally derail your child’s motivation.

So I set out to build an online container that would house information about wealth to help families maintain and build wealth for generations by helping visitors learn about wealth issues; wealth transfer tools; family structures to consider; and family and business governance concerns.

If nothing else, I hope my family and future family generations will read it and learn a bit from it.

Marie at FamilyMoneyValues Read More

Featured

One Cent At A Time

Yakezie Member Post: Delta Class

by in Personal Finance on Feb 20th, 2012

I was preparing to go to sleep. It was 11PM on Sunday evening. I checked my mail for one last time before calling it a day. There was an email waiting to be read. It was from Sam, informing me on a decision to accept OCAAT as a Yakezie member.

Fellow Yakezies, this is a note from your newest member One Cent at a Time, a blog that inspires you to get ahead in life.

I was ecstatic that night, not that I was not expecting it. It was a moment a dream came true. Finally!

The day I started blogging I noticed Yakezie badge on sites I loved. I read and re read the challenge requirements. In those days I couldn’t think of consistent blog writing and the requirement of posting 2 – 4 times a week looked impossible to me. I didn’t join Yakezie.

After three months I was all prepared to leave blogging, I was not getting enough time, I was not getting enough readers, I was not getting enough comments and encouragement. In a last-ditch effort I accepted Yakezie challenge. Rest is history! I broke in to Alexa 200,000 in record 36 days.

Here I am writing membership posts, after 8 months of joining Yakezie on June 17th. 182 posts, 3500+ comments, couple of grands in blog income, nomination as the best new personal finance blog of the year and 500+ subscribers later I finally completed Yakezie challenge.

The interesting part is, I didn’t feel pressured to write 2 -4 times a week. I enjoyed writing, I enjoyed attention, I enjoyed Yakezie forum.

About SB Read More

A Single Person’s POV On Personal Finance

Yakezie Gamma Class

by in Personal Finance on Oct 19th, 2011

Greetings, personal finance enthusiasts! My name is Denise and I blog as “The Single Saver.” As the name implies, I am single and I am a saver.

I was raised by two financially savvy parents. This was very fortunate for me, as I was taught early on that you never spend more than you earn and you always pay off your debts (and credit cards) in full before they are due. This kind of upbringing taught me life lessons that have served me very well over the years. I now model my own spending and saving habits from my parents. As a result, the only debt I currently have is a mortgage (which I hope to be rid of soon). The next big step after becoming mortgage free? Early retirement! Wish me luck!

Anyway, I started The Single Saver to help fill what I saw as a void in the blogging world. Although there are thousands of great personal finance blogs out there, I felt that very few were really targeted towards singles and small families. Hence, The Single Saver was born.

Being single is expensive. Read More

Financially Consumed

Yakezie Gamma Class

I’m very proud and excited to be welcomed into the Yakezie Network with the Gamma class. The past six months have been life changing for me. I owe much of the success of Financially Consumed to the support from this vibrant community. But, it almost didn’t happen.

Yakezie Test

I’m brand new to this; I’ve been blogging for just a little longer than I’ve been participating in the Yakezie Challenge. As a soon to be graduating student, my professor tasked me with identifying why financial planners have been slow to adapt to social media. My research lead me to the personal finance blog community where I discovered all the big networks, including Yakezie. Read More

Engaged, Laid Off, and Married at 20

Yakezie Gamma Class

Hey there Yakezie community. I’m Briana, the mastermind behind 20 and Engaged. I started my blog to document my transition from girlfriend, to fiance, to wife. It’s become a window into my life as a newlywed wife.

I got engaged to my boyfriend of 3 years in December 2010. We had moved in together that summer because we both had good jobs and were ready to take things to the next level. I was so excited to be getting married, yes, even at the tender age of 20. I was the youngest employee at my job, and so was he, and yet we were taking a huge step.

We felt we were ready, and the planning began. Unfortunately, the planning came to a screeching stop a month later. I was unexpectedly laid off from my job. The timing couldn’t be worse. I was in a car accident a week prior, we were moving a month later, and our wedding date, August 17, was around the corner. Things definitely changed. Read More

101 Centavos

Yakezie Gamma Class

by in Personal Finance on Sep 29th, 2011

Hello fellow Yakeziers,

This is Andrew from 101 Centavos (a hundred and one Centavos). I’m excited and gratified to have become part of Yakezie with the Gamma class.  Reading through the forums and forging relationships with fellow bloggers reinforced the decision to join. It’s a good bunch of people.

An Introduction

I blog semi-anonymously, but I’ve dropped a few personal details, here and there.  Here are some other factoids about  myself:

I’m originally from Italy, born and raised, but left at a young age. Italian was my first language. Some people that have known me as an English speaker only are surprised at the change that comes over when speaking in Italian, as the voice volume goes up and the hand gestures start flying.  There’s some truth to that old chestnut, an effective way to gag Italians is to just tie up their hands. Read More

Shatter the Template Lifestyle: Untemplater

Yakezie Member Post: Gamma Class

by in Lifestyle on Sep 19th, 2011

Hey guys!  Sydney from Untemplater here and boy am I excited to be an official Yakezie Network Member!  It has been an eye opening roller coaster ride for me over the last six months and I wouldn’t have come this far without you guys, so thank you!

So What Exactly Is Untemplater?

Untemplater is a lifestyle blog with the goal of building a thriving community for everyone who has ever sought more out of life.  There’s no reason anyone has to stay stuck in a template lifestyle, wasting away from the daily grind, and putting all dreams aside until the conventional retirement age of 65.

I really believe in Untemplater’s motto, which is “Work where you want… Live how you want…Be who you want to be.”  On the site you’ll find all sorts of fun and helpful topics including entrepreneurship, personal finance, mobile lifestyle, and self-improvement.  Although I’m the resident/principal author for Untemplater, I welcome guest contributors several times a month to share their own stories, experiences, and expertise because there’s so much we can learn from each other!  If you have an untemplate adventure of your own that you’d like to share, please drop me a note.  :)  If I can do just one thing right with this blog, I want to help more people discover how to shatter the template lifestyle and find the careers, relationships, and adventures that make them come alive!

Calling All Captains Read More

Fat Guy, Skinny Wallet

Yakezie Member Post: Gamma Class

by in Featured on Sep 14th, 2011

So, this is the second time that I’m writing a member post and much about me hasn’t changed.

My name is Khaleef Crumbley and I was born and raised in New Jersey, where my wonderful wife and I currently reside. I have seen a lot of poverty in my life – the place where I grew up is known for its drugs, gangs, teenage pregnancy, shootouts, and stolen cars – but I have also seen people with the resilience to rise above this!

I had a poor education in public school, but I had parents who invested their time and energy in seeing me succeed. For as long as I could remember, I “helped” my mother manage the household budget, pay bills, and even clip coupons. My parents both taught me the importance of hard work and determination! Read More

Featured

The Birth of Super Frugalette

Yakezie Member Post: Gamma Class

by in Personal Finance on Sep 8th, 2011

One of the most difficult yet rewarding times in my life occurred when I went to work four months after my first child was born in January 2006. I had accepted a job as an accountant and was trying to finish the last part of my MBA. Thus, in March 2006, in the midst of tax season, I managed to complete my MBA program.

The summer of 2006 was equally eventful. My husband and I decided to move to Tennessee and I discovered that I was pregnant with our second child. I discovered the pregnancy after I had accepted a new job offer. This time, instead of completing an MBA during tax season, I was going to give birth. Read More

From OK to Debt Free: Reaching Financial Excellence

Yakezie Member Post: Gamma Class

by in Personal Finance on Aug 30th, 2011

Hi everybody. I’m Matt from the Living In Financial Excellence blog. I’m super excited to be here and [finally] writing my member post.

I’d always considered myself to be good with money.

  • I saved my money in high school and paid cash for my first car.
  • I graduated from college with no student loans.
  • I only used my credit card when I had the money to pay it off that month.
  • I invested in Roth IRAs early in life.

But I was also doing some dumb things with money. I had car payments when I got older. I spent money when I felt like it and often bought at full price. Even though I was investing, I was only putting away $50 a month, as opposed to my $400 car payments. As soon as we paid off our car, we went and got another car payment.

Pretty stupid behaviors if you ask me now, but back then it seemed perfectly fine because everyone I knew had a car payment, etc. so I figured it must just be a way of life. As long as I was doing better than my broke friends, I felt pretty good about our finances.

SOMETHING CLICKED WHEN I HIT MY 30′s Read More

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