Book Review – Fight Back Against Unfair Debt Collection Practices

Fred Williams is a business journalist who has written about debt collection for Kiplinger’s and The Buffalo News.  In 2008, he went undercover as a debt collector for 11 weeks at a collection agency near Buffalo.  In Fight Back Against Unfair Debt Collection Practices, Williams details his experiences and describes what really goes on inside a typical collection agency.

What he found was pretty shocking.   Lies, threats, and intimidation were considered standard practice for collectors trying to scare debtors into coughing up payment.  And since these blatantly illegal methods were particularly effective, the agencies did little to rein their collectors in. Read More

Yakezie Member Post-Barbara Friedberg Personal Finance

by in Personal Finance on Oct 8th, 2010

The Birth of a BLOG

In 2008, I finally got my MBA after about 7 years! Whew, a long haul and great personal accomplishment. Then came the financial meltdown and El Carino (my hubby) said,” OK, now that you have your MBA, you should write a book.” So I said, “OK.” And I wrote about four chapters of a personal finance book (still sitting on a shelf in my office)!  It was pretty good (if I do say so myself). So I put together a snappy proposal and shopped it to publishers and agents. The responses included: Read More

Yakezie Member Post – Money Reasons

by in Personal Finance on Oct 5th, 2010

It was a dark and stormy night…  okay, so this isn’t the best start on a post about the Moneyreasons.com website, but here I go anyway:

When I first started blogging last year (October 2009), I didn’t know anything about Google’s PageRank or SEO, and I just kind of jumped in and started typing away.  In fact, I’m still learning even today, and most likely will be 3 years from now…  If I had to do it all over again, I would have done things a bit differently, but oh well, let’s move on.

My First Commenter: Read More

Yakezie Member Post – MoneyCrush

by in Personal Finance on Oct 4th, 2010

I’m Jackie Beck, and I post 5 days a week over at MoneyCrush, which focuses on the emotional aspects of money and on learning to love your financial life in the process.

I’m in my early 40s, married to a very patient and encouraging man, and have a son who’ll be graduating from high school this spring.

Yay for Yakezie!

It’s been great to be a part of the Yakezie group — which I first heard about thanks to one of Sam’s many provocative posts that may or may not have made me sputter. I love the idea of promoting others (especially on twitter), and enjoy seeing so many different perspectives, trading comments, and learning from one another. Read More

The Yakezie Challenge Is Open To Everyone

The Best Blogging Network Around

A number of folks have inquired about whether they can still join the challenge, and my answer is always, “Absolutely!”  The Yakezie Challenge is open to all bloggers, new or old who wish to see if they can improve their blog presence, and more importantly, develop a number of wonderful new friendships based on collaboration.

The Challenge is a 6 month long process where you strive to breach three respective Alexa ranking hurdles of 200,000, 100,000 or 50,000, depending on where your rank is to start.  What’s important to realize is that the Alexa system isn’t perfect and isn’t the holy grail of website analysis.  It’s just one of many ranking systems out there which help measure our progress.  There is a strong correlation with your ranking improvement and the amount of activity on your blog, and it’s one of the best systems we’ve got.  It’s also the default ranking system for many blog lists around the world.

THE IMPORTANCE OF 6 MONTHS Read More

Yakezie Member Post – Everyday Tips and Thoughts

by in Personal Finance on Sep 26th, 2010

Greetings!  My name is Kris and I write the blog Everydaytipsandthoughts.com.

I bought my URL last October when I was still working.  I was a contractor for HP (part time, and from home) and my project was coming to a close.  I knew that I would soon be back to  being a ‘stay at home mom’, so I knew I was going to get my chance to try and write.

That first day of writing didn’t happen until months later.  My first blog post was in March, 2010.  I wasn’t sure where to start, so I just started writing.  I have so many interests that I couldn’t pick just one.  The focus of my blog so far has been personal finance and money saving tips, but also covers many aspects of life in general.  Some days, I just may write about any old thing, especially on Thursdays when I feature ‘Thoughts For Thursday’.  That day is open to anything.  It could be about playing with wooden airplanes in the backyard or talking to someone for the last time. Read More

Yakezie Member Post – Narrow Bridge

Eric - Narrow Bridge Adventures

I don’t remember when I started my first blog exactly, but I think it was sometime in 2005.  I signed up for blogger and began writing about my life.  I thought it was kind of fun, so I later added a blog called “Things I Learned the Hard Way,” a comical look at the mistakes I have made in life and learned from.  I have closed down both of those blogs during my career search, but that experience did help me kick start the other blogs that I have going today. Read More

Yakezie Member Post – Wealth Informatics

My name is Suba. I live with my husband in Southern California and I blog at WealthInformatics.com. I am not a great writer, I have never been deep in debt, I love my career and I am not even the most frugal person in the world. So what am I doing in the personal finance blogging world?

The Beginning

The origin of my blog “Wealth Informatics” is in an immigrant’s experience. I came to the US about 8 yrs ago to study, without a scholarship and very little money. Until that point I had been financially supported by my parents. So it was quite a rude awakening when I realized how little I knew financially and how easily I could get into debt. Here I was, in an unknown country with very little money and no knowledge about how to handle money. So I took it as a challenge and decided to teach myself about finance. Read More

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